Columbia offers the Columbia Women's Voodoo Falls 590 TurboDown Vest in Nori or Rich Wine for $49.99. Coupon code "COLAFF65" cuts it to $39.99. Plus, Greater Rewards members bag free shipping. (Not a member? It's free to sign up.) That's the lowest price we could find by $44. It's available in select sizes XS to XL.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.