Macy's offers the Bella 4-Slice Toaster Oven for $18.99. Redeem this $10 mail-in rebate to cut that to $8.99. Opt for in-store pickup to avoid the $9.95 shipping charge. That's a buck under our mention from two weeks ago, $36 off list, and the lowest price we could find. It includes a baking pan, broil rack, slide-out crumb tray, and a 30-minute timer.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.