Macy's offers the Gibson White Elements 42-Piece Dinnerware Set in several styles (Hampton Square pictured) for $37.99. Opt for in-store pickup to avoid the $9.95 shipping charge. That's $82 off list and the lowest price we could find, although we saw it for $11 less in October. Each set serves six and includes three sizes of plates and four bowl types.
With these companies, it might be easier than you think to negotiate your monthly bill down.