Macy's takes an extra 15% to 30% off select items sitewide via coupon code "FRIEND". Opt for in-store pickup to avoid the $10.95 shipping charge; otherwise, orders of $75 or more bag free shipping. A couple best bets, with prices after coupon (where applicable): Club Room Men's Shiloh Buck Dress Shoes for $22.99 (pictured, $37 off list) Tommy Hilfiger Men's Regatta Jacket for $51.98 via "FRIEND" ($47 off list)
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.