Smarter.Phone via eBay offers the refurbished Unlocked Apple iPhone 7 32GB GSM Smartphone in several colors for $194.99 with free shipping. That's $5 under our mention from a week ago and the best price we've seen for this phone. (Outside of other eBay sellers, it's the best price for a refurb today by $5.) Buy Now Tips A 90-day warranty applies, but it's unclear who backs it.
I've been offering money advice for more than 35 years. Here are the 10 most important things I've learned.