Amazon offers the Unlocked Asus ZenFone Zoom 64GB 4G LTE GSM Android Smartphone in Black, model no. ZX551ML-23-4G64G-BK, for $355.82. Coupon code "ASUSR" cuts that to $165.99. With free shipping, that's $33 below our December mention and the lowest total price we've seen. (It's the best deal now by $33.) This phone features a 13-megapixel rear camera with 3x optical zoom (up to 12x total magnification) and 10-element HOYA lens. Additional features include an Intel Atom Z3580 2.3GHz quad-core processor, 5.5" 1920x1080 IPS touchscreen LCD with Corning Gorilla Glass 4, 4GB RAM, 64GB storage, 5-megapixel front-facing camera, 802.11ac wireless, Bluetooth 4.0, microSD card slot, and Android 5.0 OS (Lollipop).
Knowing what to expect in advance can help you prepare for -- and adjust to -- life in your golden years.