Walmart offers the Coleman 30" 3-Item Distribution Tree for $29.88. Opt for in-store pickup to dodge the $5.99 shipping fee. That's tied with last week's mention and the lowest price we could find by $15. It fits all 20-lb. propane tanks and allows three appliances to run off one cylinder.
Planning for retirement savings to last until you are 90 or older is a daunting job. Make these errors, and the task goes from "difficult" to "impossible."