JCPenney takes up to 70% off a selection of limited-time specials during its Big Winter Wrap-Up Sale. (The sale banner advertises up to 70% off, but we found deeper discounts.) Shipping adds $8.95, but orders of $99 or more bag free shipping. (Ship-to-store pickup is also available for $3.95 or free for most orders over $25; free same-day pickup may also be available for select items.) Save on apparel, shoes, home goods, and seasonal items.
Is it better to get a tax deduction now, or tax-free income later? There's a simple answer.