Microsoft Store offers the Nokia Lumia 521 Windows Phone 8 for T-Mobile in Flat White for $69 with free shipping. That's tied with our mention from ten days ago and the lowest price we could find by $31. It features a Qualcomm Snapdragon S4 1GHz dual-core processor, 4" 800x480 IPS LCD, 512MB RAM, 8GB internal memory, 5-megapixel camera, microSD slot, WiFi, Bluetooth, and Microsoft Windows Phone 8 OS.
Setting aside money doesn't have to mean deprivation. A little creativity and self-motivation can create a brighter financial future.