StackSocial offers downloads of HDR Darkroom 3 for Mac or Windows for $34.99. That's the lowest total price we could find by $5. It features 16 filters, tone mapping, ghost reduction, and real-time processing. Deal ends January 26.
Most taxpayers will see their tax bill go down during 2018. That could impact which type of account -- traditional or Roth -- makes sense for you.