CCV Tools via eBay offers the Power Probe PPH1 The Hook Ultimate Circuit Tester for $263.99 with free shipping. That's the lowest total price we could find by $26. Features include an LCD screen, 4mm banana jack, 20-foot lead, and AC voltmeter that measures 0 to 99.9 volts and 250KHz.
Setting aside money doesn't have to mean deprivation. A little creativity and self-motivation can create a brighter financial future.