The Barnes & Noble MasterCard, issued by Barclaycard, offers great benefits for regular Barnes & Noble customers in addition to being a solid all-around cash-back credit card.
- First purchase bonus. Cardholders receive a $25 gift card after making just one purchase with the card.
- 1 percent cash back on purchases. Cardholders earn 1 percent cash back on all purchases, all year long.
- 5 percent cash back on Barnes & Noble purchases. Cardholders earn 5 percent cash back on all purchases made at Barnes & Noble locations or online.
- Earn gift cards periodically. For every $2,500 spent, the cardholder earns a $25 Barnes & Noble gift card.
- No annual fee. There’s no annual fee to use the card.
- Narrow rewards program. The card offers great cash-back rewards for frequent Barnes & Noble shoppers, but if you aren’t a big Barnes & Noble customer, then another cash-back card such as the Discover it would be a better choice.
- No introductory 0 percent APR period. The card does not offer a 0 percent APR period on purchases or balance transfers.
Get it if: You have good credit and want a credit card that offers good rewards for frequent Barnes & Noble purchases.
Forget it if: You have less than good credit, or want a credit card that offers a broader rewards program.
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