9 Free Things That Used to Cost Us Money

1. Your credit report

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In the past, if you wanted to see a copy of your credit report, you needed to pay for it. Now, thanks to changes in federal law, you’re entitled to one free report every 12 months from each of the three major credit-reporting companies: Equifax, Experian and TransUnion.

We walk you through the process of requesting your reports in “How to Get Your Free Credit Report in 6 Easy Steps.”

To get your credit score, however, you typically have to pay. But there are ways to get both your FICO score and your VantageScore gratis, too.

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