1. Failing to catch incorrect wage information
Social Security benefits are based on your lifetime earnings record. If the government doesn’t have the correct wage information for you, the result could be a smaller Social Security check.
To make sure the government has the right info on your wages, sign up for your own account at the Social Security Administration (SSA) website. Among other things, you can use the account to review your earnings history.
For more on Social Security accounts and earnings histories, check out “9 Social Security Terms Everyone Should Know.”