10 Ways to Retire Earlier Than Friends on the Same Salary

If you hope to retire early, the decisions you make are as important as the money you earn. Here are some tips for getting out of the rat race.

1. Marry or partner with the right person

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A significant other can give you such a thrill, but love won’t pay the bills. Although it’s not unheard of for people to ask about credit scores on the first date, you probably shouldn’t push it quite that hard.

However, talking about other goals and money management habits can be fine fodder for those getting-to-know-you chats.

As the relationship heats up, you need to talk frankly about finances. If the object of your affections is vague about future plans or careless about spending, ask yourself whether you want to do all the heavy lifting when it comes to cash.

For more advice, check out “11 Essential Money Matters to Discuss Before Marriage.”

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