1. Budget, budget, budget
Ugh. This is no fun, right?
You may not want to spend your free time working on a budget, but there is no better way to make your money last than to be intentional about its use. Without a spending plan, you could find yourself running through your cash in no time.
The good news is that the digital age has made it easier than ever to keep track of money coming and going. One of our favorite tools for doing this is a program called YNAB, aka You Need A Budget, which helps you track spending and create and live within a budget.
YNAB offers a free 34-day trial so you can see how it works for you. To learn more about it, see also “This Tool Makes It Easy to Track Your Spending and Build Your Savings.”