4. Spend less than you make
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Sound simple? Many people don’t know whether they’re spending more than they’re making until their debt reaches up and bites them in the budget.
At the end of every month, compute your net worth by subtracting what you owe from what you own. It won’t take long.
If you’ve gotten richer, you’re heading for Leisure Town. If you haven’t, find out why and fix it.