Get familiar with your credit card bills
When applying for a credit card, look at the interest rate, annual fees and late fees — as well as the detailed terms of cash-back and reward points.
“Understand the billing cycle of credit cards,” says Becky House, Seattle-based education and communications director at American Financial Solutions. “At what point will you be charged interest on a purchase on the card? Avoid paying extra to borrow money from a credit card company.”
Explore some of the different types and terms available on this credit card search tool in our Solutions Center.