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It’s getting close to Valentine’s Day — have you found that perfect gift for your beloved?
You don’t want to fall back on the traditional but predictable gifts of flowers, chocolate, perfume or clothing. So, why not give something that has the potential to bring financial stability to the lives of those you love?
Here are a few ideas for Valentine’s Day gifts that will not only lift the heart of a loved one but also continue to pay dividends long after Feb. 14.
1. A great book on investing
Everyone knows it’s better to teach loved ones to fish than to simply hand them a mackerel or two. Give your beloved the knowledge to invest wisely, and it will be a gift that keeps giving for years — or even decades.
We’re partial to “Life or Debt: A One-Week Plan for a Lifetime of Financial Freedom,” written by Money Talks News founder Stacy Johnson.
Other good choices include:
- “Mutual Funds for Dummies” by Eric Tyson
- “The Little Book of Common Sense Investing” by John Bogle
2. Access to our retirement course
If you want to go beyond a book and take things to the next level, gift your beloved with access to our retirement course: The Only Retirement Guide You’ll Ever Need.
Taught by Stacy, the course is perfect if your beloved is between the ages of 45 and 65 — “close enough to retirement to picture it and still influence the outcome,” as we like to say.
Lessons your beloved will learn include:
- How to reach retirement savings goals
- How to manage health care costs
- How to maximize retirement income
Fun-to-watch videos, worksheets and quizzes help guide your loved one each step of the way. To learn more, check out “Retire on Your Own Terms With Help From This Course.”
3. A Treasury bond
There’s nothing that says commitment like a 30-year Treasury bond! Include your gift in a card with warm words, a nice bottle of wine and a great restaurant meal. Some people might find that quite endearing.
It is NOT, however, something you want to give someone with whom you are spending your first Valentine’s Day. Yes, it is surely too soon for that.
4. An hour with a great financial adviser
Sometimes, the best gift you give is advice. If you know a loved one is looking for help, offer the gift of an appointment with a financial adviser.
In addition to offering to pay for the first appointment, you could also suggest some thoughts on how to pick a great financial adviser. Start your search for the right pro by reading “How to Find Your Perfect Financial Adviser.”
5. A classic car
This isn’t the kind of thing you would give for a typical Valentine’s Day, but perhaps it’s in the running for a 20th or 25th anniversary Valentine’s present.
If you are looking to surprise your beloved with something that will also yield potential financial rewards, you could do a lot worse than a 1967 Ford Mustang.
6. Antique books
Antique books can be a source of great meaning and pleasure. You and your sweetie may have great memories associated with a classic novel or book of poetry — and a first edition from long ago may have both personal resonance and long-term value.
Make your choice based on the meaning that it’s likely to have for the recipient. The most important book on Valentine’s Day is the one containing the story of you and the person you love.
Do you have ideas for Valentine’s Day gifts that provide long-term value? Share your ideas in comments below or on our Facebook page.
Chris Kissell contributed to this report.
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