About this page: Car loans are secured by putting your car up as collateral. The longer the loan, the lower the monthly payments, but the more interest you’ll ultimately pay. Use the form below to find a credit union lender with the lowest interest rate.
Why credit unions? When it comes to car loans, as well as many other types of loans, credit unions tend to have the lowest rates. For more on credit unions, see Should I Look to Credit Unions for Loans? and 9 Reasons Credit Unions Are Better Than Big Banks.