Category: Borrow
Saturday School — What Is a Mortgage?
Money Talks News on September 22, 2017
The idea of a mortgage loan is simple — you borrow money from the bank to purchase a home. But the reality is more complicated.
How to Get the Best Deal on a Car Loan
Marilyn Lewis on September 19, 2017
Many people shop backwards for a vehicle — and that’s costly. Follow these steps to a new car, starting with good financing.
Saturday School — What Is Bankruptcy?
Money Talks News on September 15, 2017
Learn why bankruptcy can give you a new lease on life — as well as the serious limitations and drawbacks associated with making this choice.
7 Simple Methods to Sidestep a Debt Trap
Jim Gold on September 15, 2017
It doesn’t take much to slip from some debt into unmanageable debt. These tips will help keep you from falling into the fiscal depths of despair.
Ask Stacy: How Can I Help My Fiance’s Credit?
Stacy Johnson on September 15, 2017
This reader has an excellent credit history and score, but the man she’s about to marry doesn’t. How can she help him?
After Equifax Data Hack, Should I Freeze My Account?
Bob Sullivan on September 14, 2017
If you’re concerned about identity theft following the credit bureau’s massive data breach, this is a tool that could protect you — but use with caution.
The 3 Most Common Credit Card Fees — and the Keys to Avoiding Them
Karla Bowsher on September 13, 2017
The vast majority of credit cards charge these fees — and they’re steep. Find out how to banish them from your statements for good.
Beware These 5 Sneaky Credit Card Company Tricks
Jeffrey Trull on September 7, 2017
Credit card companies love to dangle juicy offers. Find out how to sort out deals from duds.
Student Debt Soars: 5 Ways to Pay Off Your Loans Faster
Karla Bowsher on August 31, 2017
Student loan debt has reached a new record high, with college grads of every age bearing this burden. Here are five tricks to pay off college loans sooner.
Ask Stacy: Can I Repair My Own Credit?
Stacy Johnson on August 27, 2017
Maintaining a clean credit history is important. Here’s a simple, step-by-step guide to make sure yours is in top shape.
3 Credit Cards That Let You Pay Off Debt for Free
Karla Bowsher on August 22, 2017
You have more options than ever for paying off debt without losing a single cent to interest charges or transfer fees.
10 Purchases You Shouldn’t Make With a Credit Card
Allison Martin on August 22, 2017
Credit cards offer many conveniences and protections, but sometimes it’s simply safer to keep the plastic tucked away. Here are 10 such situations.
Stop and Think: How Much House Can You Really Afford?
Stacy Johnson on August 15, 2017
A house is a big investment. Here’s how to figure out if you can afford the one you want, and what to do if you can’t.
Ask Stacy — How Can I Rebuild My Credit After a Bankruptcy?
Stacy Johnson on August 11, 2017
Starting out or starting over: Not easy, maybe, but simple.
Ask Stacy — How Can I Get a Higher Limit on My Credit Card?
Stacy Johnson on August 4, 2017
This reader wants to increase his credit line to build his credit, but his bank isn’t cooperating. The solution is simple …
Ask Stacy — Can I Really Get a No-Cost Mortgage?
Stacy Johnson on July 28, 2017
Some mortgage lenders claim you can refinance to a lower rate at “no cost.” Don’t believe them.
6 Simple Steps to Giving Your Teen Credit
Angela Colley on July 25, 2017
Here’s the safe and sane path for parents to help teenagers to financial responsibility.
9 Dumb Ways to Borrow Money, and 4 Better Options
Marilyn Lewis on July 24, 2017
Of all the ways to waste money, giving it to someone like a high-interest lender, pawnbroker or loan shark is one of the worst. Here are loans to avoid, and some better alternatives.
6 Ways to Get Your Official FICO Credit Score for Free
Marilyn Lewis on July 22, 2017
You can now see the same credit information that lenders, insurers and landlords use to evaluate you. But you must know where to look if you want it for free.
Ask Stacy — 8 Tips to Get Credit When You Don’t Have Any
Stacy Johnson on July 14, 2017
This young reader wants to know how to deal with a common credit conundrum: How are you supposed to build a credit history when you keep getting turned down for lack of a credit history?
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