Category: Borrow

Half of Credit Card Users Admit to This Risky Behavior

Karla Bowsher on August 10, 2018

Follow this popular credit-card behavior, and there is a 1 in 3 chance you’ll get burned.

2-Minute Money Manager: What’s the Fastest Way to Increase My Credit Score?

Stacy Johnson on August 10, 2018

Applying for credit soon? Here’s a simple list of things you can do to get your credit score in top shape ASAP.

4 Steps to Getting the Best Deal on a Car Loan

Marilyn Lewis on August 9, 2018

Getting financing is the first step to finding the car of your dreams. Follow this road map to discover the best deals.

Travelers Waste Money on This Product They Can Get Free

Karla Bowsher on August 7, 2018

Here’s how to avoid blowing money on a travel expense you might even already have in your wallet.

2-Minute Money Manager: Should I Use Savings to Pay Off My Mortgage?

Stacy Johnson on August 6, 2018

Which is better: Money in the bank, or a debt-free home? It depends. Here is some simple advice that will help you decide what to do.

How to Pay Off $10,000 in Debt Without Breaking a Sweat

Maryalene LaPonsie on August 5, 2018

With a few simple steps, paying off your debt can be a lot easier than you think.

Get a $250 Welcome Bonus With This Cash-Back Card — Just for Starters

Money Talks News on August 4, 2018

Get the welcome bonus, unlimited cash back, plus all the well-known benefits and protections of American Express.

2-Minute Money Manager: If I Co-Sign a Loan, Can I Protect Myself?

Stacy Johnson on August 1, 2018

Co-signing a loan means putting your credit on the line for someone else. You shouldn’t do it — but if you ignore that advice, here’s how to do it right.

What to Do When Debt Collectors Call — Even If You Don’t Owe Money

Jim Gold on July 31, 2018

You can turn the tables on aggressive debt collectors. Here’s what you should know — even if you have no outstanding debts.

7 Reasons Your Credit Card Will Get Declined — and How to Avoid It

Angela Colley on July 29, 2018

Exceeding your credit limit is hardly the only reason your plastic can be rejected. Beware these lesser-known causes.

The Best Credit Card Balance Transfer Offer Out There

Kari Huus on July 28, 2018

Want to tackle expensive credit card debt? Start by transferring balances to this card with zero transfer fees and zero interest for the first 15 months.

7 of the Worst Ways You Can Borrow Money

Marilyn Lewis on July 27, 2018

These types of loans may cost you more than you realize. Here’s what to watch out for — and some better alternatives.

How a Lackluster Credit Score Can Cost You $45,000

Karla Bowsher on July 27, 2018

A new study puts hefty price tags on the impacts of an imperfect credit score. Here’s what every consumer should know — and do.

Study: Debt Takes a Toll on Couples’ Relationships

Karla Bowsher on July 25, 2018

Debt strains everyone’s finances. But for couples, it also stresses their relationship. Here’s what anyone can learn from this.

8 Ways to Quit Using Credit Cards

Lucy Lazarony on July 15, 2018

Ready to break your plastic habit? Here are eight ways to quit credit cards, or to use them more responsibly.

The Best Credit Cards for Rental Car Insurance

Karla Bowsher on July 13, 2018

How you pay for a rental car can determine whether you end up wasting or saving hundreds of dollars, if not more. Here’s what you should know.

2-Minute Money Manager: Should We Use a Home Equity Loan to Pay Off Credit Cards?

Stacy Johnson on July 13, 2018

It’s tempting: Use a low-rate home equity loan or line or credit (HELOC) to pay off high-interest credit card debt. Good idea? Maybe, but here’s what you need to do first.