Category: Borrow
6 Simple Steps to Giving Your Teen Credit
Angela Colley on July 25, 2017Here’s the safe and sane path for parents to help teenagers to financial responsibility.
9 Dumb Ways to Borrow Money, and 4 Better Options
Marilyn Lewis on July 24, 2017Of all the ways to waste money, giving it to someone like a high-interest lender, pawnbroker or loan shark is one of the worst. Here are loans to avoid, and some better alternatives.
6 Ways to Get Your Official FICO Credit Score for Free
Marilyn Lewis on July 22, 2017You can now see the same credit information that lenders, insurers and landlords use to evaluate you. But you must know where to look if you want it for free.
Ask Stacy — 8 Tips to Get Credit When You Don’t Have Any
Stacy Johnson on July 14, 2017This young reader wants to know how to deal with a common credit conundrum: How are you supposed to build a credit history when you keep getting turned down for lack of a credit history?
Credit Scores Hit New Highs — Learn How to Boost Yours
Karla Bowsher on July 11, 2017The average FICO credit score continues to climb. Here’s what is behind the trend — and what you can do to boost your own credit score.
7 Reasons Your Card Will Be Declined (and How to Avoid It)
Angela Colley on July 11, 2017Used to be, exceeding your limit or spacing out your bill were about the only ways your plastic would be rejected. Not anymore.
Beware This Common Retail Credit Card Promotion
Karla Bowsher on July 7, 2017Many shoppers fail to understand deferred-interest financing. Here’s how to avoid being surprised by the terms of a store credit card.
What to Do If Debt Collectors Come Calling — Even When You Don’t Owe Money
Jim Gold on July 5, 2017You can turn the tables on aggressive debt collectors. You may even get a lawyer to fight for you for free. Here’s what you should know — even if you have no outstanding debts.
Mortgage Down Payments — How Low Should You Go?
Karla Bowsher on July 5, 2017The traditional mortgage down payment of 20 percent is dying out. In fact, many buyers put down next to nothing. Here’s how to determine the best route for you.
How the Latest Credit Report Changes Impact Your Score
Karla Bowsher on July 5, 2017Some negative information is being removed from consumers’ credit reports starting this month.
Student Loan Rates to Jump This Weekend
Karla Bowsher on June 30, 2017College costs continue to rise, and will jump again on Saturday. Consider whether expenses like loan interest are worthwhile, and explore these alternatives.
The Best Credit Cards for Insuring Your Rental Car
Karla Bowsher on June 29, 2017How you pay for a rental car directly affects whether you end up wasting or saving hundreds of dollars, if not more. So choose your plastic wisely.
5 Lies Credit Repair Companies Tell (and How to Fix Your Score on Your Own)
Maryalene LaPonsie on June 27, 2017Credit repair companies promise the sun and the moon, but they may instead be taking you for an expensive ride.
Is It OK to Retire With Debt?
Marilyn Lewis on June 20, 2017Some money experts argue that retiring with certain kinds of debt is not such a bad thing. But their advice doesn’t necessarily apply to the average retiree.
Should Your Credit Card Retire When You Do?
Karla Bowsher on June 15, 2017Using credit cards in retirement can give you a surprising number of financial options during your golden years.
This U.S. City Helps Workers Pay Off Student Loans
Krystal Steinmetz on June 9, 2017A Tennessee city’s newest workplace benefit is a student loan repayment program aimed at helping workers tackle their education debt.
How to Buy a House — Getting the Best Deal on a Mortgage
Marilyn Lewis on June 7, 2017If you’re thinking of buying a house or refinancing a home loan, these tips could save you thousands of dollars.
The 10 Most Common Credit Card Sins
Allison Martin on June 6, 2017These common missteps can wreak havoc on your credit score, your finances and your access to loans. Here’s how to avoid them.
How Your Credit Score Changes Once Negative Info Disappears
Karla Bowsher on June 5, 2017Wonder what happens when negative information is purged from your credit history? We have the answers.
The Common Credit Card Mistake That Might Boost Your Risk of Fraud
Karla Bowsher on June 4, 2017Tens of millions of Americans are using a feature that offers convenience with a big trade-off. Here’s how to keep your credit card safe when shopping online.
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