PlayStation Network Hacked: What You Should Do Now

What's Hot


2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

Sony's PlayStation Network and Qriocity services have been hacked, exposing the personal information - and possibly credit card numbers - of more than 70 million people. What should you do if you're one of them?

Sony’s recent announcement that it’s 70 million-strong PlayStation Network was hacked has left many consumers wondering what to do. According to a statement by Sony, subscribers to both its PlayStation Network and Qriocity music streaming service have had their name, physical address, email address, birthday, login name, and password stolen by an unknown hacker.

Sony also said it was possible that members’ profile data, purchase history, security questions and answers, and credit card numbers and expiration dates may have also been taken in the breach.

What should you do?

If you’ve got an account on either the PlayStation Network or Qriocity services and have provided them with your credit card information, get a new card. While Sony says there is no evidence that credit card numbers were stolen, they can’t rule it out as a possibility. While you’re generally not liable for fraudulent charges made on your account, why put yourself through the hassle of checking statements and refuting bogus charges?

First inform your credit card company – or bank if you have a debit card – that your information may have been compromised. They’ll be more than happy to send you a new card. (Keep in mind, however, that if your card is now being used to make automatic payments, you’ll have to change your card information.)

Next, file a fraud alert with one of the three major credit bureaus, Experian, TransUnion, or Equifax. A fraud alert makes it harder for anyone (including you) to get credit in your name, so it’s a great way to deal with ID theft either as a preventative measure or after it may have occurred.

With a fraud alert on file, lenders will take additional steps to verify that the person opening an account in your name is actually you. Typically, this means that you’ll have to answer a few questions about where you’ve lived in the past, or what model car you owned in 1998; things that you’ll know easily but an identity thief would have a hard time finding out.

The fraud alert is free, and lasts for 90 days. You can renew it at the end of those 90 days by filing another alert, so mark your calendars to keep from forgetting.

Note: There are many services that promise to protect your credit for a fee. Typically, these services file a fraud alert on your behalf and automatically renew it after the 90 day period. Is that worth the money they charge? You’ll have to decide for yourself. Check out our story 10 Tips for Free Identity Theft Prevention.

Next step: Change your password. If you use a unique password for the PlayStation Network and Qriocity services, then you’ll only have to change it on those two sites. But if you’re like most Americans and reuse the same password in multiple places, you’ll want to change it everywhere. This can be annoying but is important to protect your privacy and security online.

Finally, the FTC asks that you consider filing an official complaint. Complaints are included in a national database and can assist the FTC and law enforcement agencies in finding those responsible for stealing your information. Complaints can be easily filed online in about 5 minutes by visiting www.ftccomplaintassistant.gov.

For additional help, the FTC has set up an identity theft site that can provide you with more information, as well as links to your state’s specific identity protection laws if available, at www.ftc.gov/idtheft.

More information on the breach can be found on Sony’s Consumer Alert page or by calling them directly at 1-800-345-7669.

Direct links to file a fraud alert

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Ask Stacy: What’s the Best Way to Borrow?

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,067 more deals!