Retirement Planning For 20-Somethings

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Investing for retirement in your 20's isn't exactly child's play. But it's still one thing most 20-somethings don't think about at all, and maybe they should... By starting a retirement fund early, a 20 something wont have to contribute as much as if they started that fund in their 30s or 40s, translating into smaller payments and greater return.

Investing for retirement in your 20’s isn’t exactly child’s play. But it’s still one thing most 20-somethings don’t think about at all, and maybe they should… By starting a retirement fund early, a 20 something wont have to contribute as much as if they started that fund in their 30s or 40s, translating into smaller payments and greater return.

Now, I know you’re probably thinking something like: “but the economy is terrible… why should I start saving for retirement when its hard enough to pay for gas?” Well, a 25 year old who saves just $12.50 a week ($50 a month, probably less than you pay for cable tv), earning 8% interest, could retire with an extra $175,000 at age 65. That’s real motivation to start funding a retirement account soon.

Stacy Johnson

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