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This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com.
Many credit cards are designed for people who shop frequently for one specific brand. The Sony Card from Capital One® is just that — a card designed for dedicated customers of Sony products including cellphones, stereos, televisions, cameras and other consumer electronics.
- Bonus rewards points on Sony products. Cardholders earn 5 points for each dollar spent on Sony products at authorized retailers. Points can be redeemed for Sony products, movies, music and more.
- Rewards points for dining out and movie purchases. Cardholders earn 3 points for each dollar spent in restaurants and movie theaters.
- One point per dollar on other purchases. Purchases made in categories other than the aforementioned earn 1 point for each dollar spent.
- Zero-percent introductory APR on purchases until May 2014. Cardholders receive 0 percent intro on purchases, until May 2014. After that, a variable purchase APR of between 13.9 percent and 24.9 percent applies.
- No annual fee. There is no annual fee to use the Sony Card from Capital One.
- Zero-percent intro APR period applies only to purchases. The Sony Card from Capital One offers a generous 0 percent intro APR on purchases, but does not extend the same offer to balance transfers. The card does not offer any promotional intro APR period on balance transfers.
- Cardholders get the best rewards for purchasing Sony products. If you’re not a big Sony fan, the card probably isn’t for you.
- Balance-transfer fee. The Sony Card from Capital One charges a balance-transfer fee of 3 percent.
Get it if: You have good credit and are an avid Sony enthusiast.
Forget it if: You have poor credit, or do not shop frequently for Sony products.
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Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.