Review: Sony Card From Capital One

What's Hot


How to Cut the Cable TV Cord in 2017Family

8 Major Freebies and Discounts You Get With Amazon PrimeSave

8 Creative Ways to Clear ClutterAround The House

Study: People Who Curse Are More HonestFamily

This Free Software Brings Old Laptops Back to LifeMore

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

The 3 Golden Rules of Lending to Friends and FamilyBorrow

6 Reasons Why Savers Are Sexier Than SpendersCredit & Debt

Resolutions 2017: Save More Money Using 5 Simple TricksCredit & Debt

Porta-Potties for Presidential Inauguration Cause a StinkFamily

Protecting Trump Will Cost Taxpayers $35 MillionFamily

7 New Year’s Resolutions to Make With Your KidsFamily

5 New Year’s Resolutions That Will Pay Off 10 Years From NowCollege

10 Tasty Alcohol-Free Drinks That Adults Will LoveFamily

10 Simple Money Moves to Make Before the New YearFamily

Could Your Pet Benefit From Marijuana-Laced Treats?Family

This card could be rewarding for people who favor the Sony brand, but not if they're contemplating transferring a balance.

This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com. 

Many credit cards are designed for people who shop frequently for one specific brand. The Sony Card from Capital One® is just that — a card designed for dedicated customers of Sony products including cellphones, stereos, televisions, cameras and other consumer electronics.

Advantages

  • Bonus rewards points on Sony products. Cardholders earn 5 points for each dollar spent on Sony products at authorized retailers. Points can be redeemed for Sony products, movies, music and more.
  • Rewards points for dining out and movie purchases. Cardholders earn 3 points for each dollar spent in restaurants and movie theaters.
  • One point per dollar on other purchases. Purchases made in categories other than the aforementioned earn 1 point for each dollar spent.
  • Zero-percent introductory APR on purchases until May 2014. Cardholders receive 0 percent intro on purchases, until May 2014. After that, a variable purchase APR of between 13.9 percent and 24.9 percent applies.
  • No annual fee. There is no annual fee to use the Sony Card from Capital One.

 Disadvantages

  • Zero-percent intro APR period applies only to purchases. The Sony Card from Capital One offers a generous 0 percent intro APR on purchases, but does not extend the same offer to balance transfers. The card does not offer any promotional intro APR period on balance transfers.
  • Cardholders get the best rewards for purchasing Sony products. If you’re not a big Sony fan, the card probably isn’t for you.
  • Balance-transfer fee. The Sony Card from Capital One charges a balance-transfer fee of 3 percent.

Bottom line

Get it if: You have good credit and are an avid Sony enthusiast.

Forget it if: You have poor credit, or do not shop frequently for Sony products.

Follow Logan Abbott on Google+

Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Got a 401(k)? Here Are 2 Changes You Need to Understand

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,897 more deals!