15 Golden Rules for Saving on Every Purchase

What's Hot

2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

We've got a big list of ways to save on everything -- and we do mean everything.

Wouldn’t it be nice to spend a little less in 2017? Fortunately, it might be a lot easier than you think to keep a little more green in your wallet.

In fact, there are a number of tried and true ways to save money on virtually everything you buy. We call them our 15 golden rules to super savings.

1. Never buy new what you can buy used

Vladyslav Starozhylov / Shutterstock.com

To save money on everything you buy, never buy new. Well, nearly never buy new. You might possibly want to buy new underwear from time to time.

But for most everything else, let someone else take the depreciation hit. The average new car loses 11 percent of its value the moment it’s driven off the lot, according to insurance site TrustedChoice.com. After five years, new vehicles typically lose about 63 percent of their value.

Cars might be the best-known example, but virtually everything depreciates over time. Jewelry, furniture, appliances and even video games and movies can depreciate faster than you can say “impulse buy.” Check out Craigslist, eBay and Half.com for practically new items being sold for a song.

2. Save big with bulk purchases

Phovoir / Shutterstock.com

Let’s say you use a lot of batteries. Why buy four batteries when you could buy 20? Buying in bulk can be an excellent way to lower your per-unit cost. Check out Amazon prices on Duracell AA batteries as an example. As of this writing, you can buy 20 for $12.99.

However, not every bulk buy is a steal. If you’re thinking about going the warehouse route, read “The 18 Best Buys at Warehouse Stores” before you start shopping.

Also, if you are buying perishables in bulk, make sure you can use them all before they go bad. Better yet, bring a friend or relative and split the purchase — and the savings.

3. Tame impulse buys with a list

Rido / Shutterstock.com

It’s hard to put a number on how much impulse buying costs us each year, but 84 percent of us confess to making a purchase on the fly, according to a 2016 CreditCards.com survey.

Tame the tendency to impulse buy by limiting yourself to what’s on your shopping list. Also, create an ongoing list of planned purchases. When you notice your shoes are wearing thin, add shoes to the list. When you decide you need a bigger slow cooker, add that to the list.

Then when you are tempted to buy something on the spur of the moment, refer to your list. If it’s not there, remind yourself that you don’t need it.

4. Remember that generics mean more green in your wallet

wavebreakmedia / Shutterstock.com

If you’re buying a brand name, you’re likely spending extra cash and might not be getting much in return.

Several years ago, Consumer Reports compared name-brand and store-brand grocery products. The study revealed that in blind tests, most items tied in terms of their taste. In some instances, the store brand was actually preferred over the name brand. And costs for store brands were much lower.

The Food and Drug Administration says consumers can save 80 to 85 percent by buying generic prescriptions. Generic drugs must meet the same quality standards as brand names and must also include the same active ingredients in the same strength as their more expensive counterparts.

5. Negotiate for the lowest price

Ekaterina Pokrovsky / Shutterstock.com

You’re missing out on great savings if the only time you negotiate is when you’re buying a new car. We give you tips on the fine art of bargaining in the story “13 Tips for Success in Any Negotiation.”

6. Stop being the early adopter

fotoinfot / Shutterstock.com

Always having the latest and greatest gadget might make you the cool kid in your circle of friends, but it’s also going to empty your wallet in a hurry.

Why do you need to upgrade anyway? Is a 50-inch TV really going to make your life that much better than your 37-inch TV that works perfectly fine?

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,020 more deals!