Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Police line in front of a burning car during a riot or protest
9 Surprising Things That Car Insurance Covers

on January 31, 2023

How many of these covered costs did you know about?

fast food worker minimum wage
The Minimum Wage in Every State in 2023

on January 26, 2023

The federal minimum wage may not be changing in 2023, but many states have increased their wage requirements.

Older woman with doctor looking at phone
14 Things That Are Free With Medicare

and on January 25, 2023

These services could save you money and help prevent costly health problems.

Woman shocked by letter in the mail
9 Things That Can Happen If You Don’t Pay Your Taxes

on January 23, 2023

IRS penalties can range from the mildly costly to the truly horrific.

Man in winter coat setting thermostat
9 Extreme Ways to Slash Your Everyday Expenses

on January 19, 2023

These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings.

Senior couple on vacation enjoying a long life and happy retirement
7 Things to Stop Doing if You Want to Live a Long Life

on January 9, 2023

If you want to hit 100, kick these habits to the curb.

broke senior citizen
10 Dumb Ways Retirees Blow Their Savings

on January 6, 2023

You can make retirement money last a lot longer by avoiding these costly mistakes.

Older couple planning inheritance with a lawyer
6 of the Best Assets to Pass On to Your Heirs

on January 4, 2023

If your dearly departed leaves you one of these things, you’ve hit the jackpot.

Woman buying something in a clothing store.
10 Retail Sales Tricks That Are Making You Overspend

on January 3, 2023

Think you’re a savvy shopper? Not so fast. You may be playing right into retailers’ hands.

Woman taking medication
7 Ways Medicare Coverage Is Changing in 2023

on January 2, 2023

Medicare is bringing lower costs and more coverage to beneficiaries in 2023.

Man at notary getting paperwork signed and upset
6 of the Worst Assets to Inherit

on December 31, 2022

While you may think any inheritance is better than none, some of these assets may be more trouble than they are worth.

Costco
15 Stocking Stuffers to Buy at Costco

on December 7, 2022

You can get all the stocking stuffers you need at many Americans’ favorite warehouse store.

Happy woman outside
9 Habits Happy People Use to Make Life Better

on November 29, 2022

If you want to walk through life with a smile on your face, try these habits on for size.

Woman looking into medicine cabinet
13 Household Items That Go Bad — or Become Dangerous

and on November 23, 2022

Some common items do go bad — or worse — even if you thought they would last forever.

Costco tire center
8 Things Costco Members Can Get for Free

on November 22, 2022

Your Costco membership comes with a variety of free services and perks that can save you money.

Healthy active senior woman eating an apple
9 Foods That Might Help Fight off Dementia

on November 14, 2022

What you eat could help slow or avoid the mental decline associated with dementia.

remote worker with cluttered house
17 Things to Stop Buying If You Want a Clutter-Free Home

on October 27, 2022

If you like to keep things simple, avoid these purchases.

Upset investors talking on the phone
10 Things That Can Ding Your Social Security Payments

on October 26, 2022

Here are several things that could mean less money in your pocket during retirement.

Man using a laptop in his kitchen
7 Different Types of Medicare Enrollment Periods

on October 24, 2022

Seniors have several opportunities to sign up for and switch Medicare plans.

Older woman covering her mouth because she made a mistake during an online job interview for remote work on her laptop
9 Ways to Screw Up a Job Search When You’re 50 or Older

on October 17, 2022

Finding a job in your 50s or 60s can be hard. Raise the odds of success by avoiding these mistakes.

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