Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Man with roll of toilet paper
16 of the Worst Things to Buy at a Dollar Store

on July 23, 2021

Not everything sold at dollar stores is a great bargain or a safe purchase.

Couple reviewing financial documents in their kitchen
5 Ways Retirees Can Lower Their Inflation Risk

on July 20, 2021

Don’t run out of money in retirement due to rising prices. Understand this risk and learn to manage it.

Shocked woman using a calculator
Of All the Fees You Pay, This Is the Worst

on July 19, 2021

What’s the most maddening fee you pay? To check your luggage? Use an ATM? Not even close.

Man paying off debt
How to Pay Off $10,000 in Debt Without Breaking a Sweat

on July 12, 2021

With a few simple steps, paying off your debt can be a lot easier than you think.

Man in a nursing home
This Is the Best Age to Buy Long-Term Care Insurance

on July 6, 2021

If you wait too long to apply for coverage, you could be denied. So, when’s the sweet spot to apply?

Worker inspecting the roof of a home
9 Things That Can Get Your Home Insurance Canceled

on June 30, 2021

Insurers may not want to cover your home for these reasons, but you usually have options.

Rich retiree
10 Guaranteed Ways to Retire Rich

on June 25, 2021

A little planning and a lot of self-discipline can put you on the path to wealth, even if your income is modest.

Woman with notebook
21 Things You Should Always Buy at a Dollar Store

on June 25, 2021

Dollar stores have great bargains on both everyday and occasional purchases.

Workers wallpapering a home
15 Dumb Ways You Are Ruining Your Home Value

on June 16, 2021

Beware these mistakes that can drive away potential buyers.

Woman adjusting a thermostat
9 Extreme Ways to Slash Your Everyday Expenses

on June 14, 2021

These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings.

Happy young driver
8 Tips for Buying Your Next Car for Less

on June 14, 2021

New-car fever can make you do crazy things. These tips inoculate you against paying too much for your next vehicle.

Young woman counts the cash in her wallet from her pay raise
The Minimum Wage in Every State in 2021

on June 1, 2021

The federal minimum wage may not change in 2021, but many states have increased their wage requirements.

Woman listening to music
9 Habits Happy People Use to Make Life Better

on May 29, 2021

If you want to walk through life with a smile on your face, try these habits on for size.

Happy retirees living off Social Security
10 Places Where Social Security Offers the Best Standard of Living

on May 28, 2021

These U.S. counties offer retirees a chance to stretch their benefit checks while enjoying their golden years.

Woman showing off her COVID-19 vaccination
10 Freebies You Now Can Get With Your COVID-19 Vaccination

on May 27, 2021

Your vaccination card could be your ticket to free food and more.

Sad, retired senior
7 Mistakes Guaranteed to Ruin Your Retirement

on May 22, 2021

Make even one of these money mistakes, and you might end up eating ramen noodles in your golden years.

Retired couple saving money
15 Ways Retirees Can Make Their Savings Last Longer

on May 17, 2021

Study these strategies to make your golden years gleam.

Surprised man shopping for groceries
19 Things You Should Never Buy at a Grocery Store

on April 30, 2021

These household necessities are overpriced at the grocery store. Get them cheaper at these places instead.

Stressed woman in a cluttered home
17 Things to Stop Buying If You Want a Clutter-Free Home

on April 30, 2021

If you like to keep things simple, avoid these purchases.

Man listening to an audiobook
10 Places You Can Find Free Audiobooks

on April 22, 2021

These sites and services (legally) offer audiobooks for free.

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