Are You a Stupid Driver?

A national drivers test suggests 38 million American drivers may be unfit to get behind the wheel. It also says which states have the best and worst drivers. Hint: if you plan on driving in New York this summer, be especially careful.

Think you’re a smart driver? Prove it.

For the last six years, GMAC insurance company has offered an online driver’s test to see if Americans are still capable of passing the written part of their driver’s exam. The results aren’t encouraging.

This year’s scores indicate that about 38 million Americans, or one in five licensed drivers, would fail a typical written driver’s exam. The state with the worst drivers was New York, with an average score of 70. The best drivers live in Kansas, with an average score of 82. The test involves 20 common questions culled from state DMV exams, with additional questions designed to discover if drivers are engaging in distracting behavior while driving.

Here are the states with the best and worst scores:

Best scores:

  1. Kansas
  2. Oregon
  3. South Dakota
  4. Minnesota
  5. Iowa

Worst Scores

  1. New York
  2. New Jersey
  3. Washington DC
  4. California
  5. Rhode Island

The national average score was 76.2, a slight decline from last year’s 76.6. The best scores went to older drivers, with males scoring about four percentage points higher than females. About 25% of participants admitted to “driving while talking on a cell phone, eating and adjusting the radio or selecting songs on an iPod.” Only 5% would admit to texting behind the wheel.

Want to see if you’re smarter than the average driver in your state? Here’s where to take the test:

Sign up for our free newsletter

Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's "205 Ways to Save Money" as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.

Recommended For You


  • Arod4ever1955

    I'm very disappointed that Florida is not one of the worst, it should be. Especilly in South Florida, where the air is clean, the sun is hot, and the drivers are REALLY stupid….

  • Kay

    Just because Kansas drivers can pass the test doesn't mean they're good drivers! I live in a SW MO city that attracts lots of Kansas drivers. They are some of the worst drivers in town. They seldom use their turning signals when turning corners or lanes. They also disregard the speed limits, either driving too fast or too slow. That test, which I'm going to take next, doesn't reflect driving skills.

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,847 more deals!