How to Find a Summer Camp Your Kid Will Be Crazy About

What's Hot

How to Cut the Cable TV Cord in 2017Family

8 Major Freebies and Discounts You Get With Amazon PrimeSave

Study: People Who Curse Are More HonestFamily

8 Creative Ways to Clear ClutterAround The House

15 Things You Should Always Buy at a Dollar StoreMore

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

5 Reasons to Shop for a Home in DecemberFamily

This Free Software Brings Old Laptops Back to LifeMore

Should You Donate to Wreaths Across America? A Lesson in Charitable GivingAround The House

6 Reasons Why Savers Are Sexier Than SpendersCredit & Debt

Resolutions 2017: Save More Money Using 5 Simple TricksCredit & Debt

10 Free Things That Used to Cost MoneyAround The House

7 New Year’s Resolutions to Make With Your KidsFamily

10 Simple Money Moves to Make Before the New YearFamily

The 3 Golden Rules of Lending to Friends and FamilyBorrow

With the dizzying array of camps and costs, you need some help making the right decision. Here are some questions to ask that will help you uncover an experience your child will remember.

Mock me, if you will, but I still remember the official song of the Girl Scout camp I attended as a young girl many years ago. (“There’s a camp along the dusty road ….”)

Summer camp can be among the most memorable and wonderful experiences of a child’s life. So, picking the right camp is very important.

But it’s not easy. Camps offer an amazing array of activities and experiences to choose from. The camp of my youth (Camp Riamo near Farmington, Pa.) was pretty basic. Many camps these days — both day camps and overnight or sleep-away camps — specialize in a particular sport, or fine or performing art. Of course, the cost range is equally wide.

So, how do you figure out which camp to send your child to? Money Talks News founder Stacy Johnson offers some help in the video below. Check it out, then read on for specific questions you need to address.

First, here are some of the basics you need to cover with a camp you’re interested in:

  • Is your camp accredited? The American Camp Association has a search tool to find camps accredited by the organization. (This valuable search tool also allows you to tailor your search according  to location, cost, activities and other important factors in your selection process.) Accreditation may not be essential but it will help you decide.
  • How long has your camp been in operation?
  • What’s your emphasis, and what types of activities are provided? You want the right match for your child, and you also want a program that provides a valuable experience.
  • What is the ratio of camp counselors to kids? Barbara Rowley wrote in Parenting that one staffer for every 10 campers is a good ratio for kids ages 8 to 14. Also, what type of training is provided to counselors and how are they screened?
  • How much does the camp cost? Is that all-inclusive or are there other fees, particularly for extra activities and field trips?
  • Can I visit the camp and/or talk to the camp director before I decide? I wouldn’t send a child to a camp that doesn’t provide such access.
  • Can you provide references? When you get those names, actually call those parents.
  • What if my child gets sick? Ask for a copy of the policies and procedures. Is medical care readily available?
  • What is your refund policy?
  • What supplies will my child need?
  • Do you allow cellphones? Rowley brings up this point in the Parenting article: If a camp allows a kid to constantly call and text home from overnight camp, that negates the lesson of independence that’s essential to a good camp experience, no?

What type of camp is best for my child?

A major concern is whether your child is mature enough to attend overnight camp. Parenting magazine says 12 is about the right age to transition your child from day camp to overnight stays, while others say 7-year-olds can handle it. But it really depends on the child. What does he or she think?

Once that’s decided, consider what type of experience would be best. Are you looking for a range of activities or a concentration in a particular area your child is interested in? (Note that your child should be a part of this deliberation too.)

Another concern is what the day-to-day experience will be like. The National Camp Association provides some questions you might ask, including:

Will the program encourage the child to try new things or things he or she is not skilled in?

What is the philosophy regarding competition and the level of competitiveness?

How structured is the program? Are there electives (choices the child can make)?

How expensive will this be?

Here’s one of the biggest questions for many families: How much will this cost? The cost can range from less than $100 into the thousands for long stays and specialty camps.

There are ways to keep the cost in check:

  • Camps sponsored by government entities and nonprofits are generally more affordable. For instance, among the many camp offerings of Hillsborough County in Florida is a two-week day camp for $76. Parents can apply to pay less based on their income.
  • Camps may offer scholarships.
  • Camps may provide an early-registration discount or a break if more than one sibling attends.
  • Some day camps are considered child care by the IRS, and qualify for dependent care flexible spending accounts and the child care tax credit.

Do you have a summer camp experience to share? Let us know on our Facebook page.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: 10 Overlooked Expenses That Ruin Your Budget

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,774 more deals!