Karen Datko

A veteran of three decades in the newspaper business, I moved to online writing and editing in 2007, specializing in personal finance. I'm frugal but not cheap, have zero debt and paid off my mortgage in 11 years. I live with my two dogs in Havre, Mont.

Computer RIP
What Happens to Your Email and Social Media After You Die?

on September 22, 2020

Here’s how to manage your virtual legacy — from your Facebook account and digitized family photos to your email inbox.

Doctor checks patient
9 Ways to Maximize a High-Deductible Health Plan

on August 19, 2020

Here’s how to cut your out-of-pocket expenses.

Woman with lemon
7 Stains You Can Remove With Cheap Household Products

on June 12, 2019

The ingredients you need to eliminate all kinds of tough stains are already in your cupboards.

Couple looking at credit score
How to Get Your Free Credit Report in 6 Easy Steps

on March 19, 2019

You need to do this today — here is a step-by-step guide to making the process painless.

Mature couple using credit card
How to Pick the Best Credit Card in Retirement

on October 29, 2018

Want the best possible credit card for your retirement years? Pick one that actually makes or saves you money.

The Best Ways to Torment Telemarketers
The Best Ways to Torment Telemarketers

on January 14, 2015

Last year, a columnist asked his readers how they deal with telemarketers, particularly robocalls. They were happy to share their tips.

Facebook Wants to Listen to What You Hear
Facebook Wants to Listen to What You Hear

on May 29, 2014

A new optional feature of the Facebook smartphone app turns on your phone’s microphone so Facebook can identify and share the music or TV show you’re listening to or viewing.

Boomers Put Recession Behind Them and Retire in Droves
Boomers Put Recession Behind Them and Retire in Droves

on May 29, 2014

Many baby boomers put off their retirement plans because of the ravages of the Great Recession. Now they’re feeling more confident about quitting work.

Should I Switch From Netflix to Amazon Prime?
Should I Switch From Netflix to Amazon Prime?

on May 29, 2014

I’ve been a Netflix customer for several years. But Amazon Prime’s recent deal with HBO has made me wonder if it’s time to switch allegiances.

Vacationing in Italy? 20 Frugal Travel Tips
Vacationing in Italy? 20 Frugal Travel Tips

on May 28, 2014

You’ll want to spend your hard-earned money on fabulous food and adorable B&Bs. Don’t waste it on money-changing fees and other unnecessary expenses.

How’s Your Netflix Streaming Speed Been Lately?
How’s Your Netflix Streaming Speed Been Lately?

on February 14, 2014

New data from Netflix shows a noticeable drop in speed for customers who stream movies through Verizon FiOS and Comcast, at the same time the speed from other Internet service providers has improved or held steady.

Texas Man Pays Overdue School Lunch Bills for More Than 60 Kids
Texas Man Pays Overdue School Lunch Bills for More Than 60 Kids

on February 7, 2014

Moved by the shabby treatment of students with past-due lunch bills at a Utah elementary school, a Houston man checked on kids at his local school.

Americans Are More in Love With Prepaid Cards
Americans Are More in Love With Prepaid Cards

on February 7, 2014

These cards have lower fees and better terms than they did a few years ago, but they do have drawbacks.

More About the Jobless Woman and the Pizzeria Guys in Obama’s Speech
More About the Jobless Woman and the Pizzeria Guys in Obama’s Speech

on January 29, 2014

We were intrigued by some of the regular Americans featured in President Obama’s State of the Union speech. Here’s what we’ve learned about them.

6 Money Lessons from Seattle’s Trash-Talking Cornerback, Richard Sherman
6 Money Lessons from Seattle’s Trash-Talking Cornerback, Richard Sherman

on January 21, 2014

The outspoken football player is known for much more than trash talk. We can all learn from him.

No, Kale Is Not a Threat to Your Health
No, Kale Is Not a Threat to Your Health

on January 20, 2014

A couple of articles have caused some to worry that kale, the current darling of the vegetable world, can be bad for you.

Could Target Data Breach Be Just the Tip of the Iceberg?
Could Target Data Breach Be Just the Tip of the Iceberg?

on January 17, 2014

Multiple retailers reportedly are victims of the type of data breach detected at Target.

Be Careful If You’re Using Starbucks’ Mobile App
Be Careful If You’re Using Starbucks’ Mobile App

on January 17, 2014

A security expert has disclosed that the payment app could be easily compromised if your phone is stolen.

Should Private Contractors Take Over Airport Security?
Should Private Contractors Take Over Airport Security?

on January 17, 2014

Some in Congress say TSA screeners are too rude and that their government jobs should be given to private companies.

Does Having Kids Make You Happier?
Does Having Kids Make You Happier?

on January 16, 2014

New studies delve into the happiness and sense of well-being of couples with and without children.

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