7 Sly Ways to Save Money at Target


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Shoppers turn to the famous Target bull's-eye because they aim to save money on everyday purchases. But here are seven ways to further cut those costs.

If you really enjoy perusing the aisles at Target, you’re not alone. In fact, Target is among America’s favorite places to shop.

The discount retailer ranks sixth among all retailers in sales, behind competitors such as Walmart and Costco and ahead of Amazon, according to the National Retail Federation.

Shoppers turn to the famous Target bull’s-eye because they aim to save money on everyday purchases. But there are many hidden ways to chip away at Target’s already-low prices.

Following are seven overlooked ways to save at Target.

1.Buy discounted gift cards

Buying gift cards at a discount can save you cash on every Target purchase. For example, Cardpool recently listed available Target gift cards that were discounted up to 6 percent. Raise recently listed Target git cards for 1.8 percent off.

If you aren’t particularly mathy, we’ll break that down: In essence, it means you are getting up to an extra 6 percent off anything you buy at Target when you use the card. It’s a no-brainer!

2. Sign up for the REDcard

Nod your head vigorously the next time the cashier asks you if you’d like to sign up for a Target card. The retail giant offers two Target REDcards — a debit card and a store credit card. Saying yes to either of these boasts three major benefits.

  • 5 percent off every purchase
  • Free shipping on every purchase at Target.com
  • 30 extra days on returns

Of course, it’s important to note that every time you open a new credit card account, you risk hurting your credit score slightly. And that is something you need to weigh before signing up for the REDcard, especially if you plan to take out a mortgage or another loan and need your credit score to be in tip-top shape.

But also remember that the drop in your credit score is only temporary, and it may be worth the small ding to your credit if you shop at Target often. We’re talking 5 percent off every purchase here, people!

3. Shop clearance first

If you are going to buy something, why not get it at its cheapest price? Hunting around the store for items marked at clearance rates is a fun challenge for some. For others, it’s a headache.

But don’t worry. You won’t have to sacrifice savings if you fall into the latter camp. Savvy buyers can find all of Target’s clearance items at one page on the website. You also will find other special offers here.

4. Use the Target Cartwheel app correctly

Just about every bargain shopper now realizes that signing up for Target’s Carwheel app can save them money every week. However, not everyone knows how to fully exploit this savings tool.

For starters, you don’t even need a smartphone to redeem Cartwheel offers. Simply go to the website to browse and assign offers to a unique barcode that you can print out and bring into the store for savings.

Target also notes that you can even take Cartwheel offers and “pile them on top of other coupons, sales and your debit or credit REDcard savings.”

Use the app often for even greater savings. Shoppers are initially allowed 10 offers per transaction, but those who use Cartwheel regularly can unlock “badges,” which translate to extra offers.

Be sure to check Cartwheel offers frequently. New offers come out on Sundays, but many limited-time, high-value offers pop up randomly throughout the week.

5. Bring a reusable bag

Did you know that every time you shop at Target and carry items out in a reusable bag, you save 5 cents off your purchase? Even better, Target says it gives customers “a 5-cent discount for each reusable bag they use.”

Use 10 bags each week — a conservative estimate if you’re buying groceries and other items for a family of four — and you’ve saved 50 cents. Although that may not sound like much, it adds up to $26 over the course of a year. And you’re helping to protect the environment. Talk about a win-win!

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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