People Aren’t Meeting Savings Goals

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A survey by Scottrade also found fewer people are using saving tactics like coupons and comparison shopping than six months ago.

Trading company Scottrade says people aren’t saving as much as they admit they should.

A new survey of 1,000 people found “that while more than 60 percent of Americans recommend saving between 6 and 19 percent of their income annually for retirement, less than a third actually do.” It also found Americans spend more than a fifth of their income on mortgages and debt.

The survey was a follow-up to an annual one in January, so findings can be compared. And they show that more people are using smart saving strategies than in January 2011, but fewer than six months ago.

Actions Americans are Taking to Reduce Financial Stress
January 2011 January 2012 June 2012
Spending Less 63% 69% 64%
Using Coupons 59% 67% 60%
Comparison Shopping 58% 65% 61%

 

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