Review: BankAmericard Travel Rewards Credit Card

What's Hot


How a Mexican Tariff Will Boost the Cost of 6 Common PurchasesFamily

Report: Walmart to Begin Selling CarsCars

How to Protect Yourself From the ‘Can You Hear Me?’ Phone ScamFamily

Trump Scraps FHA Rate Cut — What Does It Mean for You?Borrow

This Free Software Brings Old Laptops Back to LifeMore

10 Overlooked Expenses That Ruin Your BudgetFamily

Protecting Trump Will Cost Taxpayers $35 MillionFamily

8 Creative Ways to Clear ClutterAround The House

8 Tuition-Free U.S. CollegesCollege

Study: People Who Curse Are More HonestFamily

Tax Hacks 2017: Don’t Miss These 16 Often-Overlooked Tax BreaksTaxes

The 3 Golden Rules of Lending to Friends and FamilyBorrow

Porta-Potties for Presidential Inauguration Cause a StinkFamily

12 Surprising Ways to Wreck Your Credit ScoreBorrow

These Are the 25 Best Jobs in the U.S.Jobs & Work

This generous travel rewards card has the added attraction of no annual fee.

This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com.

The BankAmericard Travel Rewards Credit Card is a solid travel rewards credit card from Bank of America for people with excellent credit, offering generous travel rewards points.

Advantages

  • 10,000-point bonus. Cardholders earn 10,000 bonus points after making $500 in purchases in the first three months that they have the card.
  • Earn points on every purchase. Cardholders earn 1.5 points for each dollar spent on all purchases, all year long. The points never expire and there is no cap on the number of points they can earn. Points can be redeemed for flights, hotels, vacation packages, cruises, rental cars, baggage fees and more.
  • 0 percent APR introductory period. The card offers a 0 percent APR introductory period of 12 months on purchases.
  • No annual fee. There’s no annual fee to use the card.
  • No foreign transaction fee. There’s no foreign transaction fee when this card is used internationally.

Disadvantages

  • Initial bonus could be bigger. The 10,000 bonus points for spending $500 on purchases is nice, but other cards, such as the Chase Sapphire, offer a bigger sign-up bonus. However, most of those cards (like the Chase Sapphire) charge an annual fee.
  • No introductory balance transfer offer. The card offers a 0 percent APR intro period on purchases for 12 months, but does not extend a similar offer to balance transfers.

Bottom line

Get it if: You have excellent credit and want a travel rewards credit card that offers generous and versatile points and no annual fee.

Forget it if: You have poor credit, or if you’re a big spender who can offset the annual fee of another more generous travel rewards card.

Follow Logan Abbott on Google+ 

Note: While we attempt to be completely objective when reporting on credit  cards, this site may be compensated by issuers when a reader applies for  a credit card through the links within credit card stories  or on our credit card search  page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: 6 Presidents Day Sales You Should Know About

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,844 more deals!