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Halloween has passed, and you know what that means — leftover candy! For most of us, it also means we’re pretty certain to start spending more than we do for the rest of the year. That’s why it’s a good time to look in your wallet to make sure you have a good cash-back credit card that can help you save on every purchase — from Thanksgiving groceries to seasonal decorations and gifts.
Chase Freedom Unlimited
Why it’s great:
- With this card, you get a $150 bonus after spending $500 within the first three months.
- Earn 1.5% cash back on all purchases.
- Cash-back rewards do not expire for the life of the account.
- Redeem cash-back rewards at any time, no minimum value required.
- No annual fee
More: This card combines its cash-back program with other attractive features. The 0% APR introductory period on balance transfers gives you a 15-month runway to pay off that old load of expensive debt.
Note: There is an initial balance-transfer fee of 3% or $5, whichever is greater, on amounts transferred in the first 60 days. After introductory period, APR is 16.49% – 25.24% (variable).
Click here for more details and to compare this card with other offers.
Capital One Quicksilver Cash Rewards
Why it’s great:
- The Capital One Quicksilver Cash Rewards card you with 1.5% cash back on all purchases — everything from eating out and paying utility bills to buying Christmas gifts.
- Get a $150 cash bonus after spending $500 within the first three months of opening the account.
- No annual fee
More: This card has a generous 0% introductory APR for 15 months on both purchases and balance transfers.
Note: This card charges an initial 3% fee on amounts transferred in the first 15 months. After introductory period, APR is 15.49% – 25.49% (variable).
Click here for more details on this card and compare it with other offers.
Chase Freedom
Why we like it:
- Get a $150 bonus after you spend just $500 on this card within the first three months of the account opening.
- Each quarter, this card offers 5% cash back in select categories on up to $1,500 in purchases.
- 1% cash back on all other purchases, unlimited
- No annual fee
More: This card’s 15-month 0% introductory APR presents a great opportunity to transfer balances from high-interest cards.
Note: Balance transfers are subject to a 3% transaction fee, with a $5 minimum, for the first 60 days. The fee is 5% after that, with a $5 minimum. After introductory period, APR is 16.49%-25.24% (variable).
And using this card racks up valuable travel rewards that can be transferred to more than a dozen major rewards programs — for better deals on travel year-round.
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