There’s extra money all around you. You just need to know where to look.
Here’s a list of simple things you can explore that could bring more money into your life. They won’t all work for you, but read the entire list, because some of these tips will make you richer.
Finding just one or two that fit your life could significantly boost your bottom line.
1. Double your retirement savings
Smart investors know they don’t have to go it alone. A Vanguard study proves it: $500,000 invested over 25 years grows to $1.7 million solo, but $3.4 million with an advisor. That’s $1.7 million left on the table—and every day you wait, the gap gets worse.
SmartAsset takes 2 minutes: answer a few questions, get matched with experienced professionals with proven track records, receive personalized advice immediately.
If you have $100,000+ invested, you’re already losing serious money. The consultation is free, no obligation, no hidden fees. Even one meeting could change your retirement trajectory.
Stop the Bleeding—Get Your Free Match Now.
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
2. Stop throwing away $1,100+ annually
Are you still paying renewal rates on your car insurance? If so, you are probably throwing away money.
Insurers count on you being too busy to shop around. But Insurify has fixed that.
Unlike other sites that sell your data, Insurify lets you compare real-time quotes side-by-side without the spam.
It’s fast, secure, and rated 4.7 stars on Trustpilot.
Join over 10 million drivers who have stopped overpaying. It takes minutes to check, and it costs you nothing.
3. Protect your wealth with gold
Is your retirement nest egg keeping you up at night? You’re not alone. With stocks wobbling and inflation rising, smart investors are taking action.
The solution thousands are turning to? Gold IRAs – the retirement protection strategy that’s gaining momentum as markets grow uncertain.
- Gold has already surged over 15% YTD, outpacing inflation and most traditional investments
- Maintain all your valuable IRA tax advantages while diversifying with precious metals
- Limited time: Leading companies are giving away up to $25,000 in FREE SILVER with qualifying accounts
Don’t fall for just any gold company. We’ve partnered with Money.com to create an exclusive comparison of the 6 most trustworthy gold IRA providers, all in one convenient place.
Two simple clicks could safeguard your retirement: Click here first to see our comparison page, then select which company’s FREE GUIDE best matches your needs.
Protect what you’ve worked for. Your future self will thank you.
4. Earn up to $1,370/mo doing simple tasks
Teach them that income doesn’t just come from a 9-to-5; smart earners use their downtime to generate extra cash.
FreeCash is a platform that lets you earn money by filling out surveys and completing simple tasks. Unlike others, they boast instant payouts with minimum withdrawals as low as $5.
You can cash out via PayPal, crypto, or gift cards. FreeCash users have already earned more than $87 million.
It is a fast, fun way to earn real cash.
5. Wipe out high interest credit card debt
Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.
If rough times are coming, you don’t want to face them with a mountain of debt.
If you have over $15,000 of debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.
They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.
You simply fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt.
Ready to start a new, happier chapter of your life?
Don’t wait another minute. Check them out right now.
6. Cash in on your home’s equity
With real estate prices staying sticky, you are likely sitting on a goldmine.
A home equity line of credit (HELOC) allows you to access that wealth without selling your house. It serves as the ultimate emergency fund, or a way to finance renovations and consolidate high-interest debt.
Because the loan is secured by your home, the interest rates are typically much lower than credit cards.
Don’t just accept the first rate a bank offers. You can use Money.com to compare multiple lenders side-by-side and ensure you aren't overpaying. It takes seconds to find the most affordable option.
7. Earn up to a $400 bonus and grow your money
Another example of getting an edge: getting paid simply for opening a better bank account.
If you’re banking at a traditional brick-and-mortar bank, you’re getting ripped off. They’re charging you monthly for a checking account and paying a pittance on your savings.
Better idea? SoFi. They offer a combination checking-and-savings account, and if you set up direct deposit, you’ll earn 3.10% on your savings — with new members eligible for a limited-time boost of up to 3.80%. (Can change without notice.) That’s eight times the national average.
Direct-deposit $5,000 or more within the first 25 days, and you'll get a $400 bonus. Direct-deposit $1,000 to $5,000, you’ll get a $50 bonus.
That’s free money.
Earn up to 3.80% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.10% APY as of 5/28/26) for up to 6 months. Open your first SoFi Checking and Savings account between 3/31/26 and 12/31/26, then within 60 days of account opening receive an eligible direct deposit OR $5,000 or more in qualifying deposits. You must maintain eligible direct deposit or $5,000 in qualifying deposits every 31 days to keep the Boost, for up to 6 months. Rates variable, subject to change.
Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.
8. Don’t pay to fix your car
The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.
Unexpected financial shocks are a leading cause of stress in retirement. With repair costs rising, one transmission failure could wipe out months of hard-earned savings.
Stop gambling with your financial future. Endurance pays the mechanic directly, so your retirement funds stay where they belong—in your account.
They cover vehicles up to 20 years old. Includes 24/7 roadside assistance and rental benefits.
Protect My Retirement Savings Now.
9. Don’t let home repairs drain your bank account
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your castle can quickly crumble and cost you hundreds, or even thousands.
Unless, that is, a home warranty company has your back. Example? Choice Home Warranty, endorsed by TV’s Ty Pennington, known from Extreme Makeover: Home Edition and Trading Spaces.
Get $50 off plus one month free on the plan covering appliances, HVAC, plumbing, and electrical. Dishwasher dead? AC failing?
Their 24/7 claims line dispatches trusted local contractors to fix or replace broken systems. With the average oven at $900, don’t risk costly repairs. There’s no claim limits, fast service, and peace of mind. Join thousands of homeowners trusting Choice Home Warranty to protect their homes before disaster strikes!Don’t wait for your next breakdown.
Protect your home for just $2/day - get your free quote here.
10. Use this secret source for massive discounts
Are you over 18? Then you’re eligible to save hundreds of dollars every year simply by joining AARP.
“What?” You say, “I thought AARP was for retired people.”
As it turns out, you don’t have to be 50 or older to join AARP. And members get discounts on hundreds of things, like:
- Up to $200 per person off flights
- Up to 30% off rental cars
- Up to 15% off restaurants
- Up to 20% off hotels
You’ll also save on eyeglasses, prescriptions, meal deliveries and lots more. And that’s not all. AARP offers a Fraud Watch Network, job listings, retirement planning tools, games, and tons of information, programs and resources.
Anyone trying to save money can’t afford not to join AARP, especially since the cost is as low as $15 per year with auto-renewal. You’ll likely recoup the cost in the first week. Click here and check it out.
11. Pay 0% interest until 2027
Banks profit when you pay interest, so teach your family how to make the system work for them by moving debt to 0% accounts.
If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances.
Our credit card experts identified top credit cards that are perfect for anyone looking to pay down debt and not add to it!
Click through to see what all the hype is about.
Bonus: Get free, expert advice on everything money-related
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Try it. You’ll be glad you did!
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