Take 5: A Roundup of Reads From Around the Web

What's Hot

Do This or Your iPhone Bill May SkyrocketSave

23 Upgrades Under $50 to Make Your House Look AwesomeAround The House

Trump Worth $10 Billion Less Than If He’d Simply Invested in Index FundsBusiness

11 Places in the World Where You Can Afford to Retire in StyleMore

What You Need to Know for 2017 Obamacare EnrollmentFamily

8 Things Rich People Buy That Make Them Look DumbAround The House

32 of the Highest-Paid American SpeakersMake

Amazon Prime No Longer Pledges Free 2-Day Shipping on All ItemsMore

More Caffeine Means Less Dementia for WomenFamily

9 Tips to Ensure You’ll Have Enough to RetireFamily

30 Awesome Things to Do in RetirementCollege

5 Spots Where Retirees Can Live for Less Than $40,000Real Estate

10 Ways to Reduce Your Homeowner’s Insurance RatesFamily

10 Ways to Pull Together the Down Payment for a HomeCredit & Debt

Chew on This: The Story Behind Your Hershey’s Halloween TreatsBusiness

This week: How to stop living paycheck to paycheck, how to get a free cremation, what you can learn about money by working at a bank, how your past affects your future, and how frugal people waste money.

1. Your 4-Step Guide on How to Stop Living Paycheck to Paycheck

[Free From Broke] “Even as productivity has increased among the middle class, wages have failed to improve to match. So, even though the recession has been over for more than five years, many Americans still feel the pinch. Recent research suggests that more than 25 million middle-class Americans are living paycheck to paycheck.”

Want to stop living hand to mouth? This article suggests you start by identifying and cutting the waste from your budget. Step 2 is putting wasted money to work. Step 3 is creating income diversity. And Step 4 is to analyze your cash flow. To flesh out those steps, check out the article.

2. How to Stiff Your Undertaker

[Frugal Fringe] “Death may be as sure as taxes, but unlike taxes your death doesn’t have to cost anything. I know this is true because two people I loved dearly have died this last year, and both of them passed without passing on any expenses to those they left behind.”

To spare you the suspense, the topic of this story is donating your body to science. When you do, you’ll have no burial expenses and a free cremation.

Sound like something you’d never consider? You really need to read this article. Compared with today’s $10,000 funerals, it seems like a noble, and inexpensive, alternative.

3. What Working at a Bank Taught Me About Money

[Frugal Rules] “It was only after I’d started educating myself through the world of personal finance blogs that I truly learned about money. But that wasn’t because working at a bank wasn’t offering me [an] education. It was because I was, at that time, largely unteachable. …”

So what did this banker turned blogger learn in his 15 years at the bank? That appearances mean nothing, that income isn’t equal to wealth, and that money is just money. If you want to understand what it all means, check out the post.

4. Pay Your Past to Save Your Future

[Getting a Rich Life] “We can talk about budgets and emergency funds all day, but none of that matters if you don’t have the right mindset.  … I’ve seen people in debt declare a plan to pay it off, yet continue to fail because they haven’t come to terms with how they truly view their money. Pay your past to save your future.”

This article offers a view of money through the eyes of a Vietnamese American. His father was a wealthy landowner in Vietnam but was forced to scrub toilets upon arriving in America. It’s an interesting, sad story that reveals how attitudes toward money can be the most important factor in success or failure.

5. 10 Wasteful Things That Frugal People Do

[Wise Bread] “It’s easy to assume that the more frugal you are, the more money you will save. But it’s also possible to get duped into believing you’re saving when you are really not.”

What do frugal people do that is less than frugal? Among the examples offered in this post: blindly buying in bulk, not using coupons properly, not buying quality, delaying repairs, eating badly, and skimping on insurance. Check out the article for more.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: 12 Creative Ways to Date When Money Is Tight

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,694 more deals!