How to Avoid 10 of the World’s Most Infuriating Fees

Unreasonable fees are the financial equivalent of a cold slap in the face. Here's how to steer clear of them.

8. Checking, loan and other banking fees

Cheryl Savan / Shutterstock.comCheryl Savan /

Banks charge all types of unreasonable fees. If your account falls below a specified minimum balance, you’ll be charged. Want a paper statement? It will cost you. Use another bank’s ATM, and you’ll pay a fee.

There is no reason to let a bank slap you around. Credit unions typically charge lower interest on loans and credit cards, pay more interest on savings, and have lower overall fees than banks.

Check out: “How to Pick the Best Credit Union for You.”

9. Resort fees

Monkey Business Images / Shutterstock.comMonkey Business Images /

The concept of paying to stay at a hotel then paying more to use on-site amenities is ridiculous. Such fees can be assessed for people who use exercise or pool facilities, or who log on to the internet.

Before you book a reservation, find out in advance what fees you’ll be expected to pay. If you hear something you don’t like, just say no.

For more, read: “12 Tips for Avoiding Ridiculous Hotel Fees.”

10. Internet service charges


When the internet and Wi-Fi were new, perhaps it was justifiable to charge a fee to access them. These days, charging for internet access makes as much sense as charging for the in-room TV or air conditioning.

If you can’t find a hotel with free Wi-Fi, ask to have the fee waived when you check in. If that’s not an option, find it free elsewhere, either in the lobby or a nearby hot spot. Free apps available for iPhone and Android will help you find one.

What’s the most annoying fee you’ve paid? Sound off below or on our Facebook page.

Ari Cetron contributed to this post.

Stacy Johnson
Stacy Johnson @moneytalksnews
I'm the founder of Money Talks News and have spent the last 40+ years in the personal finance trenches. I'm a CPA, author of a few books and multiple Emmy recipient. I'm ... More


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