These 19 Card Companies Offer Free Credit Score Info

Photo by Lemau Studio / Shutterstock.com

At least 19 financial institutions now give customers free access to credit scores — for which you can thank Uncle Sam.

The U.S. Consumer Financial Protection Bureau recently released a list of 19 credit card companies, banks and credit unions that have told the CFPB they offer existing customers the ability to obtain a credit score for free on a continuous basis.

This information comes about three years after the CFPB publicly called on credit card companies to make credit scores available to their customers.

As the federal agency noted in a blog post Friday:

“Until recently, consumers couldn’t easily access their credit scores and often had to pay to get them. But over the last few years, many credit card and other companies have begun to offer consumers free access to their credit scores.”

The 19 card companies, banks and credit unions on the CFPB list are:

  1. 1st United Credit Union
  2. American Express Travel Related Services Co. Inc.
  3. Bank of America
  4. Barclaycard
  5. Capital One
  6. Chase Bank USA, N.A.
  7. Citibank, N.A.
  8. Commerce Bancshares, Inc.
  9. Discover Financial Services
  10. First Commonwealth Bank
  11. First National Bank of Omaha
  12. First Premier Bank
  13. Harvard University Employees Credit Union
  14. Polish & Slavic Federal Credit Union
  15. Premier America Credit Union
  16. Star One Credit Union
  17. Synchrony Bank
  18. US Bank
  19. Wells Fargo

For more information on each card, go to the CFPB site and look at the list. Click the corresponding link to find out exactly what credit score or related information the institution provides. For example, my credit card company provides only one type of score, VantageScore, based on data from only one of the three major credit-reporting agencies.

So even if your institution is on the CFPB’s list, don’t stop after collecting whatever information it offers. Learn as much as you can about your credit and your credit scores.

As we’ve explained about credit scores in the past:

“Credit scores matter. In fact, their importance is growing as they are used increasingly by lenders, insurers, landlords, employers and others to assess the risk of dealing financially with individuals.”

So where else can you turn for free credit information besides your financial institution?

The major credit-reporting agencies — Equifax, Experian and TransUnion — are required by law to provide you with one free credit report each year. You can obtain these reports at annualcreditreport.com but note that they are only credit reports. They do not include credit scores.

Websites like Credit Sesame provide free credit scores and credit reporting analysis. For more options, check out “8 Ways to Get Your FICO Score for Free.”

If you find any of your credit scores lacking, be sure to also check out:

What do you make of the trend of credit card companies offering free credit scores to customers? Let us know below or on Facebook.

How to find cheaper car insurance in minutes

Getting a better deal on car insurance doesn't have to be hard. You can have The Zebra, an insurance comparison site compare quotes in just a few minutes and find you the best rates. Consumers save an average of $368 per year, according to the site, so if you're ready to secure your new rate, get started now.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

14 Products That Keep Foods Fresh Longer
14 Products That Keep Foods Fresh Longer

We’ve rounded up innovative Amazon purchases to lengthen the life of your favorite foods and beverages.

4 Streaming TV Services That Cost $20 a Month — or Less
4 Streaming TV Services That Cost $20 a Month — or Less

Here’s how to ditch cable and satellite TV — and save a bundle — without giving up your favorite shows.

These 12 Reusable Products Save You Money Over and Over
These 12 Reusable Products Save You Money Over and Over

Buy reusable versions of these household items, and you won’t have to spend another dime on them for years.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.