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They say there’s no such thing as a free lunch, but if you carry the right plastic, you might earn free lunches. You might also get free flights, free hotels, free cash back and interest free loans. The key is finding the credit card that gives you the biggest bang for the bucks you’re already spending.
For a full list of every kind of credit card, see the Credit Card page of our Solutions Center. But here are 3 cards that recently caught our eye. See how they compare to what’s now in your wallet.
Best travel card
Capital One Venture Rewards Credit Card
Why we like it: An early spending bonus offer of 60,000 miles when you spend $3,000 within the first three months is worth $600 in travel.
What to know:

- Earn 2 miles per dollar on every purchase.
- Get a $100 credit on Global Entry or TSA PreCheck.
- Extended warranty protection.
- Travel accident insurance.
- No foreign transaction fee.
- $95 annual fee.
Note: This card has a $95 annual fee. The Capital One VentureOne Rewards Credit Card does not, but doesn’t have the same early spending bonus offer and offers a lower rate of return.
Click here for further details and to compare this card.
Best cash-back card
Capital One Quicksilver Cash Rewards
Why we like it: This is a great all-around credit card with 1.5% cash back on every purchase. It also offers a $150 cash bonus after you spend just $500 within the first three months of opening the account.
What to know:

- Get 1.5% cash back on every purchase — no limits, and no expiration on cash-back rewards for the life of the account.
- Get a $150 statement credit after spending $500 on the card within the first three months.
- Pay 0% APR on purchases within the introductory 15-month period.
- Pay 0% APR on balance transfers for 15 months.
- No annual fee
- No foreign transaction fees
Note: Balance transfers made within the first 15 months are subject to an initial 3% fee.
Click here for further details and to compare this card.
Best zero percent card
Blue Cash Everyday from American Express
Why we like it: The Blue Cash Everyday card lives up to its name as a great value all the time — but especially for new cardholders. In the first six months, you can earn 20% back on purchases at Amazon.com, getting up to $200 back, plus separately earn $100 back after spending $1,000.
What to know:

- 3% cash back on up to $6,000 at U.S. supermarkets per year, and 1% cash back after that amount
- 2% cash back at select U.S. department stores
- 2% cash back at U.S. gas stations
- 1% cash back on other purchases
- 0% introductory APR on purchases for 15 months
- No annual fee
Note: Cash back is redeemed as statement credits.
Click here for further details and to compare this card.
Editor’s note: One of the ways we keep the lights on around here is with referral fees, so we might make a buck or two when you sign up for these cards. But we never let that influence our judgment. You’ll always get our honest advice.
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