4 Credit Cards Offering Zero Percent APR Until the End of 2019

Sometimes the best thing a credit card can offer you is a little relief from other credit card debt. Here are four that can help.

4 Credit Cards Offering Zero Percent APR Until the End of 2019 Photo by pathdoc / Shutterstock.com

Sometimes, the coolest thing about a credit card is the rewards — cash back, hotel points, travel miles, oh my! But sometimes, what you really need in a credit card is a way to lighten the load of other credit cards. If you have balances on high interest rate cards, check out these offers for zero percent introductory rates on balance transfers and purchases lasting up to 18 months. These cards have other perks, too, of course. See which one best fits your financial needs and spending habits.

Amex EveryDay Credit Card

The deal: If you have balances that you need to transfer from high interest cards, this American Express card may be just the ticket. It offers a zero percent interest rate on purchases and balance transfers for 15 months — and charges no balance transfer fee. (Balance transfers must be requested within the first two months of opening the account.)

More details:

  • Earn 10,000 membership reward points when you make $1,000 in purchases within the first three months.
  • Earn double points at U.S. supermarkets on up to $6,000 in purchases, and 1 point per dollar on additional purchases.
  • No annual fee.

Click here for more details on this card and to compare with other offers

Blue Cash Everyday Card from American Express

The deal: This card offers an introductory zero percent interest rate for the first 15 months, on purchases and balance transfers. This may be worth it for you if you need to transfer balances from higher interest rate cards. There is a balance transfer fee — $5 or 3 percent, whichever is greater — so do the math first. It also offers nice cash-back rewards on everyday purchases, including gas and groceries.

More details:

  • Get 3 percent cash back on up to $6,000 of purchases at U.S. supermarkets.
  • Earn 2 percent cash back at gas stations and select department stores in the U.S., plus 1 percent on other purchases.
  • No annual fee.

Click here to see more details for this card and compare with other offers

Chase Freedom

The deal: This card offers an introductory zero percent interest rate on balance transfers and purchases for 15 months. It does charge a fee of 5 percent on balance transfers, however. If this is not a deal breaker for you, this card has attractive features worth checking out.

More on this card offer:

  • Get a $150 bonus after $500 worth of purchases in the first three months of opening the account.
  • Earn 5 percent cash back on up to $1,500 purchases in bonus categories each quarter. (That’s up to $75 per quarter or $300 a year.)
  • Earn an automatic 1 percent cash back on all other purchases.
  • No annual fee.

Click here to see more details for this card and compare to other offers

Wells Fargo Platinum Visa Card

The deal: This card has a generous 18-month introductory period during which you get a zero percent interest rate on purchases and transfers made within the first four months of opening the account. There’s no annual fee, but be sure to check for balance transfer fees before you take the leap.

Other perks with this card:

  • Get cellphone coverage of up to $600, after a $25 deductible, if you use the card to pay your cellphone bills.
  • Free budgeting and money management tools.
  • No annual fee.

Click here to see more details for this card and to compare with other offers

Whatever you need in a credit card — whether it’s reward points, cash back or a low interest rate — you can find with our credit card search tool. Click here to search for the plastic that best fits your needs.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Comments

User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

826 Active Deals

More Deals