5 Ways to Free Yourself From Debt

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You’re ready to be debt-free. Bravo!

If you want to live free of debt, you can. And if you’re committed to the idea, you’re ready to take the next step.

Here are some steps to get started on the road to financial freedom.

1. Wipe out debt with this little-known strategy

Feeling trapped by high-interest debt? It’s time to do something about it.

Imagine this: One streamlined monthly payment instead of a chaotic web of due dates. No more late fees, no more juggling deadlines, just smooth sailing with a single payment at a radically lower rate. Result? A stress-free, debt-free you!

With a credit score of 620 or higher Upgrade will lend you up to $50,000 to pay off high-interest debt, improve your home, make a major purchase or cover unexpected expenses.

And the best part? Two minutes. That’s all it takes to see if you qualify, and it won’t affect your credit score.

Ready to stop juggling debts and paying stupid amounts of interest? Click here right now and see if Upgrade can make your life better and get a bit closer to financial freedom.

2. Hire a professional to figure it all out

Identifying your spending patterns and where you can cut back is the key to getting ahead of your credit card debt.

A good financial adviser can help you figure out exactly how much money is coming in and going out each month, including your mortgage or rent, insurance, utilities, credit card payments and other bills.

If you need help finding a financial adviser, a great place to start is with SmartAsset’s free financial adviser matching tool, which connects you with up to three qualified financial advisers in five minutes. Each adviser is vetted by SmartAsset and is legally required to act in your best interests.

If you’re ready to be matched with local advisers who will help you reach your financial goals, get started now.

3. Slash your car insurance bill by $610

If you’re like most Americans, you’re probably paying too much for car insurance. But shopping around for a better deal is such a hassle.

Well, it used to be.

Now you can just check out Provide Insurance, the largest online marketplace for insurance in the U.S. Provide Insurance lets you compare quotes from more than 175 different carriers in minutes.

All you have to do is answer a few questions about yourself and your driving history. Then Provide will show you the best options for your needs and budget.

You could save up to $610 a year on car insurance by using Provide Insurance. That’s money you could use for other things, like investing, saving or paying off debt.

Don’t let your current insurer overcharge you. Try Provide Insurance today and see how much you can save on car insurance.

4. Pay no interest for up to 18 months

Why pay interest when you don’t have to? Unless you’re one of the relatively few people who actually pays off his or her credit card in full every month, you’re carrying an expensive balance and paying lots of interest. If that’s you, you should be using a 0% APR credit card.

The best 0% APR credit cards offer no interest on new purchases for up to 18 months. The choice is simple: Make sure you’re using one of these cards to help maximize your savings.

5. Get paid to shop — plus a free $40 bonus

Shopping online is so convenient. And there really is no end to what you can buy on the web. Tools for the workshop? Check. New clothes for vacation? Check. Presents for the kids? Check.

Wouldn’t it be nice if there was an easy way to save money on all those purchases? Well, there is. It’s called Rakuten.

Yes, we know. The name is a little weird-sounding. But you’ll forget all about that once you realize you can get cash back on virtually every purchase made through Rakuten’s site, app or browser extension.

It’s not complicated, either. You simply log in to your Rakuten account and search for the store you’d like to shop — Walmart, Target, Lowe’s or one of the thousands of others. Rakuten shows you available discounts, and then you click the link to shop at the retailer’s site and earn cash back.

New members are entitled to a $40 cash-back bonus too. Start earning cash back on Rakuten today and claim your free $40 bonus.

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