It costs twice as much these days to fill up your gas tank. The grocery bill rises every week. Kids need new shoes? Break out another couple hundred bucks.
Your budget is bleeding, thanks to inflation. How to stanch that financial hemorrhage? Hint: You can’t do it with thrift alone.
Sure, being frugal helps. But you can’t coupon your way to solvency, and brown-bag lunches or bringing your own coffee can get you only so far in an era of inflation.
Here are some quick ways to save more money.
1. Wasting $600 on your car insurance
How would you feel if you found out you’re throwing away $600 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
Take a minute and use this new insurance shopping tool from FinanceBuzz. It can tell if you’re overpaying for your car insurance with just a few clicks.
Savings will vary by driving history and how many discounts you’re eligible for, but don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.
To find out if you’re losing up to $600 or more a year, just click this link, answer a few questions, enter your ZIP, email, and phone, and within two minutes you’ll see if you qualify for a lower rate.
2. Putting all your eggs in one basket
Ever dreamed of owning a piece of fine art or snagging that ultra-rare trading card? With Public, you can turn those dreams into a reality – and all it takes is a single dollar to get started!
Public is revolutionizing the investment game by giving regular folks like us access to exclusive alternative assets that were once reserved for the uber-wealthy. From contemporary masterpieces to vintage comic books, Public unlocks a whole new world of tantalizing investment opportunities.
But here’s the real kicker: you can buy fractional shares in these unique assets for as little as $1. That’s right, no more feeling priced out of the finer things in life. With Public, you can build a wildly diverse portfolio filled with one-of-a-kind treasures.
And the best part? No commissions! That means every penny you invest goes straight towards owning your slice of the action.
Of course, Public also gives you access to stocks, options and other, more traditional investments.
So start investing like a multi-millionaire mogul. Check out the Public app and stake your claim on the alternative assets you’ve always coveted – all for just $1!
3. Paying too much credit card interest
Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.
If you’ve got a problem, the sooner you deal with it, the better.
If you have over $10,000 in debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.
They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.
You simply fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?
Don’t wait another minute. Check them out right now.
4. Wasting thousands on auto repairs
As a nation, we’re hanging on to our cars a lot longer: The average U.S. vehicle is now 12.1 years old. Trouble is, most of the big-ticket auto repairs happen long after the warranty has expired.
If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with a CarShield auto warranty.
CarShield provides extended warranty plans of up to 24 months, and allows you to choose from at least six different plans, so you’ll only pay for the coverage you need. They cover cars up to 20 years old and offer flexible month-to-month plans so you’re not locked in for years.
CarShield has a network of thousands of ASE-certified repair shops, and they pay the repair bill. All you cover is the deductible. All their warranties include 24/7 roadside assistance and rental car benefits while your vehicle is being repaired.
ConsumerAffairs calls CarShield “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Take a minute right now and get a quote.
5. Leaving bonuses & higher interest on the table
If you’re banking at a traditional brick-and-mortar bank, you’re getting ripped off. They’re charging you for checking account and paying a pittance on your savings.
Better idea? SoFi. They offer a combination checking-and-savings account, and if you set up direct deposit, you’ll currently earn a whopping 3.8% annual percentage rate. That’s eight times the national average.
Better yet, they pay you a cash bonus just for signing up!
Direct-deposit $5,000 or more within the first 25 days, you'll get a $300 bonus. Direct-deposit $1,000 to $5,000, you’ll get a $50 bonus.
Other cool features:
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- Get paid up to two days early
- No overdraft fees or monthly fees
- Free use 55,000 ATMs nationwide
- Free paper checks, if you want them
- Deposits insured up to $2 million
- Earn up to 15% cash back using your debit card
Banking has changed. Time for you to change with it.
6. Overpaying on your debts
Why settle for less when you can create the home of your dreams right where you are? Or use the cash for anything else you need?
With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the answer to unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget on an overpriced new home, tap into the equity you’ve built to finance those renovations you’ve longed for. Upgrade your outdated kitchen, build your dream master suite, or finally add that home office. But the flexibility doesn’t stop there – use your HELOC funds for other goals like consolidating debt, paying for education, taking a dream vacation and more!
The best part? HELOCs typically offer lower interest rates than credit cards or personal loans since they’re secured by your home’s equity. That means big savings while you build lasting value.
Don’t wait any longer to unlock your home’s potential. Visit Money.com's home equity loan table today to easily compare HELOC rates from multiple lenders and find the most affordable option. With just a few clicks, you could be on your way to an envy-worthy dream home or funding anything else on your list!
7. Letting home repairs drain your savings
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your castle can quickly crumble and cost you hundreds, or even thousands.
Unless, that is, a home warranty company has your back. Example? First American will protect you from giant bills by covering everything from home appliances to electrical, plumbing, heating and cooling systems — even pools and spa equipment.
They also allow you to customize your plan, so you only pay for what you need.
When something goes wrong, just call First American, day or night. The company has a network of prescreened technicians and typically dispatches an independent contractor within 48 hours.
Hey, if you’re handy and like to repair stuff yourself, that’s obviously the cheapest route. But if that’s not you, a penny spent now could save you big bucks later.
Get your free quote in 30 seconds.
8. Wasting easy money – up to $1,000 per month doing tasks
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $150,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
9. Risking your paycheck with unresolved tax obligations
Past-due tax is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you,
Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program, you must owe more than $10,000 in past due taxes.
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