Woohoo, go you! You just saved your first $1,000. Kick back and celebrate how far you’ve come.
Ok, celebrations over.
We know $1,000 is a lot of money and it may be tempting to spend it, but fight that urge.
That $1,000 can turn into $10,000 faster than you think. If you can find and save an extra $30 a day, in one year you’ll have over $10,000. Sure, that sounds like a pipe dream now, but trust us, if anyone can do it, it’s you!
Where the heck are you going to find an extra $30 a day?
We have some ideas that will get you there!
Everything on our list may work for you, and maybe just one or two will be a perfect fit. Read each one to find more $$$$.
1. Earn free money with your new $1,000 savings account
What’s the difference between a half-percent and 4% interest?
If you’re like a lot of savers, you’ll say, “Who cares? Neither one amounts to much.” But that’s a mistake, and the longer you make it, the more it will cost you.
Example: Put aside $500 a month for 30 years at 0.5% interest, and you’ll end up with $195,000. Nice!
But if you can raise that rate to 4%, you’ll end up with more like $350,000. Nicer!
Doesn’t it make sense to earn an extra $155,000 with no additional effort and with no additional risk? That’s exactly why it pays to shop your savings and find the highest-paying FDIC-insured savings account.
Especially when it’s so simple. There are tons of free online comparison sites, like Fiona, that can help you find top rates on insured savings in seconds. So take a few seconds and check it out.
2. Get $100 or more for trying fun, free apps
Imagine having your next coffee, case of beer, or gas fill-up paid for. Well, it’s possible when you use KashKick.com. It’s a site that pays you for completing specific tasks like trying a new app or game, taking surveys, or watching videos.
KashKick doesn’t have any gotchas or hidden fees. What you see is what you get. Surveys range from 15 cents to $2 each, so your earnings add up quickly. You just need a minimum of $10 before cashing out to your PayPal account. Payout is usually three business days or less.
To sweeten the pot, you’ll receive 25% of your friend’s earnings if they are using your referral link. Ensure they’re in the U.S. because it’s only available to American citizens or permanent residents. So, try it in your downtime and let the drinks pay for themselves.
3. Pocket $200 for just being on your phone
That’s right, you can get paid for playing games on your phone! Not only that, you can earn cash or rewards by scanning grocery receipts, taking surveys, watching videos, and surfing the web.
You might pocket as much as $200 a month with InboxDollars. Make side cash while stuck in line or hanging on the couch scrolling your phone. It won’t solve all your financial problems, but you can get paid for being on your phone, which you’ll probably do anyway.
InboxDollars has been in business since 2006 and has paid out over $80 million in cash rewards to members. To sign up, enter and confirm your email. You’ll even receive a $5 sign-on bonus to boost your earnings out of the gate. Then you get to participate in whichever options strike your fancy.
You need a minimum of $15 to cash out. Then, redeem your rewards for gift cards at places like Amazon, Target, and Starbucks or transfer them into PayPal cash which can take up to 10 days to receive.
Yes, it's really that easy.
4. Save $600 by dumping your car insurer
If you’re like most Americans, you’re probably paying too much for car insurance. But shopping around for a better deal can be a hassle.
Or is it?
Take a few seconds and check out Provide Insurance, the largest online marketplace for insurance in the U.S. Provide Insurance lets you compare quotes from more than 175 different carriers in the blink of an eye.
Just answer a few questions about yourself and your driving history. Then Provide will show you the best options for your needs and budget.
You could save up to $610 a year on car insurance by using the Provide marketplace. That’s money you could use for other things, like having time and more fun.
5. Destroy your credit card debt
Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.
If you’ve got a problem, the sooner you deal with it, the better.
National Debt Relief is one of the most respected providers of debt relief in the US.
They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also top-rated by Top Consumer Reviews, Top Ten Reviews, Consumers Advocate and Consumer Affairs.
You simply fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?
Bonus: Get an extra $941 in 5 minutes a day
We get it: This is an ad article, with true savings ideas. However…
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Try it. You’ll be glad you did!