Life or Debt

Would you spend $10 to change your life, or someone else’s?

Life or Debt is our original, 100% video, personal finance boot camp covering the basics of money management. It’s the course they should’ve taught us all in school.

And for limited time, it’s yours for 90% off! This course was designed to sell for $99, but we’ve decided to let it go for only $9.99.

Buy this course for $9.99

Man standing atop mountain

Knowledge That Will Make You Richer

There are few things more important than financial knowledge, because it’s something that can alter the path of your life. It can make the difference between getting rich and just getting by.

Hyperbole? Not at all. For example, if you save $500 a month over your 40-year working life and earn 5% on it, you’ll end up with a nice nest egg: about $725,000. But if you can double that return to 10%, you’ll retire with about $2.7 million.

Would an extra $2 million change your retirement?

Or consider credit. As I write this, a person with a credit score in the highest range can borrow money for a 30-year mortgage at 2.376%, on average. A person with a score in the lowest range would pay 3.965%. Not much of a difference, right?

Well, if you borrow $300,000, getting the lower rate would mean paying about $94,000 less over the life of the loan. You’d save enough to put your kids through college, start your own business or retire earlier. And all you had to do was have good credit.

These are simple examples of how learning leads to earning.

Skills like managing debt, building credit, developing a spending plan, buying a house, investing for retirement, planning your estate, financing college and reducing your tax bill will do more than just make you, or your gift recipient, richer.

They’ll also lead to making solid decisions and realizing goals, which reduces stress and enhances confidence.

Feeling in control means feeling better about life.

In short, financial knowledge will change your life — physically, financially and emotionally.

And yet, few people take the time to learn the fundamentals.

How to Master Money

The ultimate solution for personal finance education is for everyone to take “Personal Finance 101” in high school, then perhaps “201” in college. But until then, it’s up to you to master money on your own and help those around you do the same.

The most direct route is mastering money is to take a course specifically designed to teach you everything you need to know.

What You’ll Learn

Life or Debt has lessons on 10 key financial topics with comprehensive, easy-to-watch videos for each.

The chapters:

  • Goal Setting
  • Developing a Spending Plan
  • Working Your Plan
  • Staying Organized
  • Five Financial Fundamentals
  • Managing Your Credit
  • Insurance
  • Paying Off Debt
  • Building a Money Machine
  • Finding Help

Meet Your Course Guide

Stacy Johnson is the founder of Money Talks News and host of the Money Talks television news series, syndicated to dozens of network affiliated TV stations nationwide for nearly 30 years.

Stacy is a CPA who spent 10 years working as a Wall Street investment adviser. He’s earned licenses in stocks, commodities, options principal, life insurance, real estate and securities supervisor. He’s been awarded two Emmys and published five personal finance books.

Stacy Johnson

Stacy Johnson
CEO & Founder

Understand your financial situation.

Simplify and automate handling your expenses.

Destroy your debt faster, boost savings, and take control of your spending!

Your Questions Answered

Is Life or Debt right for me? Meaning, will it work for me?

After completing this course, you’ll be able to make every major financial decision in life an informed one — without a financial degree, expensive expert help, or wasting a lot of time and money.

What’s included with the course?

Owners of Life or Debt get full access to all 10 lessons taught by Stacy Johnson.

Do I get lifetime access?

Yes, you do! Your purchase gives you lifetime access to a course you can turn to any time you need a refresher. We’re always here.

We’ll also continue improving the clarity and usefulness of the course based on feedback from our students to ensure it keeps up with tomorrow’s financial challenges.

Is this a membership?

No, it’s not. It’s a one-time purchase with no recurring fees of any kind.

How long does it take to go through the course?

The course is designed to take 10 weeks, similar to a college semester, at what we think is a reasonable pace. But you’re free to blitz through it or ponder each brilliantly crafted sentence for as long as you like.

30-Day Money Back Guarantee

If you buy Life or Debt today, you’ll be covered by our 30-day 100% money back guarantee. We don’t think you’ll need it, but we want you to have full confidence in us so it’s there if you do.

If you’re not completely satisfied, simply email our customer service team within your first 30 days of your purchase, and you’ll get a complete refund. No questions asked.

Stacks of coins

Simplify Your Finances Today!

Learn everything you need to know about budgeting, saving, debt, credit, insurance, investing, real estate, taxes and more!

Buy this course for $9.99

The Perfect Gift!

Know someone who would benefit from this course?
It’s easy to gift a membership to anyone!

Gift this course for $9.99