Hey there, adventurers! Life is an incredible journey, and along the way, there are certain must-dos that can ensure you’re making the most of it. Whether you’re a thrill-seeker or a cozy home lover, some essentials should be on everyone’s bucket list.
From securing your loved ones’ future to getting your finances in top shape, we’ve rounded up several must-do things to ensure you’re living your best life and leaving a lasting legacy.
1. Diversify your savings with gold
One of the best ways to protect your savings is having money in different types of investments: ideally, ones that can go up when others are going down. For example, stocks tend to do poorly when inflation and interest rates are rising and there’s political turmoil brewing.
One investment that thrives in this scenario: gold.
It’s important you deal with a trusted gold dealer with a long proven track record of assisting clients.
Anthem Gold Group is committed to helping investors protect their wealth and retirement with physical precious metals. They offer gold, silver, platinum and palladium coins and bars delivered directly to your home. Plus, enjoy up to $25,000 in complimentary gold and silver, along with waived IRA storage fees for up to 10 years!
Even Brian Kilmeade from Fox News trusts Anthem Gold to protect your cash and retirement accounts with physical gold and silver. Anthem Gold’s minimum to get started is $10,000.
Gold has been hitting record highs. Why not take a look right now?
2. Stop getting ripped off on big expenses like insurance
How would you feel if you found out you’re throwing away $1,200 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
This new car insurance shopping tool can tell if you’re overpaying for your car insurance with just a few clicks.
This new home insurance comparison tool exposes what home insurers don’t want you to see: identical coverage for hundreds less.
Take 3 minutes right now, click those links and see if you can save serious money: that’s what I did.
But don’t forget the cardinal rule: When you find ways to spend less on major expenses, don’t blow that extra money: Put it toward your mortgage, or invest it.
3. Ask this company to pay off your late tax debt
Past-due tax is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you,
Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program, you must owe more than $10,000 in past due taxes.
Answer a few questions to get started.
4. Earn $1,340 while watching TV
Lots of companies let you earn money for testing apps, playing games and taking surveys. But FreeCash is in a league of its own.
They list thousands of offers from companies with most taking only around 5-10 minutes to complete. Turn your spare time into cash, sign up now and get $5 just for starting your first offer!
5. Tackle your credit card debt by paying 0% interest until 2027
If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances.
Our credit card experts identified top credit cards that are perfect for anyone looking to pay down debt and not add to it!
Click through to see what all the hype is about.
6. For less than $2/day, protect your retirement savings from surprise repair bills
Protecting your nest egg from unexpected expenses is one of the smartest financial moves you can make in retirement. When your dishwasher dies, the AC won’t start, or your water heater floods the floor, surprise repairs cost can quickly drain your savings.
That’s why TV’s Ty Pennington, known for transforming lives and homes on Extreme Makeover: Home Edition and Trading Spaces, is teaming up with Choice Home Warranty.
After decades of restoring homes across America, Ty knows that savvy homeowners protect themselves before disaster strikes. With Choice, covered breakdowns of appliances, plumbing, electrical, or HVAC systems are handled quickly by trusted technicians—anytime, day or night. If an item can’t be repaired, it’s replaced.
“There’s Nobody Better Than Choice Home Warranty, and thousands of homeowners agree,” says Ty. You’ve worked a lifetime to build your retirement. Keep it safe from costly repairs.
7. Use your home to get rid of high-interest debt
When my home soared in value, I turned to a home equity line of credit (HELOC) to replace my high-interest credit card debt with a much lower-interest loan. I saved hundreds annually by simply swapping credit card interest for HELOC interest.
Those savings eventually helped me pay off my house.
HELOCs could be the fastest, easiest and cheapest way to access extra cash, for whatever purpose, from consolidating debt to upgrading an outdated kitchen: HELOC rates are less than half what credit cards charge
In seconds, Money.com's comparison page will show you the best rates in your area, so you know you’re getting the best deal.
8. Don’t pay to fix your car
The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.
Typically, a vehicle manufacturer warranty lasts three years. Yet the average car is around 12 years old. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance Warranty Services.
The company provides extended warranty plans of up to 36 months. Choose from at least six different plans, to get only the coverage you actually need, for cars up to 20 years old.
All their warranties include 24/7 roadside assistance plus rental car benefits while your vehicle is being repaired. For the first year, you’ll get the Elite Benefits program for free; this includes complete tire coverage, key fob replacement, a collision discount and a $1,000 payment if your car is determined to be a total loss.
Endurance has a network of thousands of ASE-certified repair shops. More important: Endurance pays the repair bill upfront. All you need to cover is the deductible.
ConsumerAffairs calls Endurance “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Take a minute and get a quote.
9. Cut your phone bill in half without sacrificing coverage quality
If you’re with a major carrier, pull up your last phone bill right now. Chances are, you’re paying $70-100+ per month for unlimited data – money that could be growing in your investment accounts instead.
Mint Mobile runs on T-Mobile’s nationwide 5G network and offers unlimited data for just $30/month (with upfront payment required). This isn’t just a great price—it’s truly unlimited.
Customers get unlimited talk, text, and high-speed 5G • 4G data on the nation’s largest 5G network, with no hard data caps. Over 2 million people have already made the switch.
Still unsure about coverage quality? Every Mint plan comes with a 7-Day Money-Back Guarantee for purchases made on Mint Mobile
Switching is simple: bring your own phone and number, and get started in as little as 15 minutes.
Calculate Your Exact Savings Based on Your Current Bill
See additional terms and conditions, here.
10. Save as much as 80% on weight loss meds
I thought GLP-1s were out of my financial reach, but then I found a smarter way.
Found is an industry-leading telehealth platform that makes weight loss medication affordable — with or without insurance. If you have coverage, their simple eligibility checker helps you unlock prices as low as $3 a day. No insurance? No problem. You still get access to compounded GLP-1s starting at just $149 a month.
A board-certified clinician will personalize your prescription, whether you want an injection or a daily pill.
Check your eligibility in 3 minutes.
Plus, you will get $100 off your first month. Fast, discreet delivery brings expert care right to your door.
11. Americans lost $16.6 Billion to cybercrime last year. Are you next?
According to the FBI, Americans lost $16.6 billion to phishing, malware, and other online scams in 2024 alone.
Don’t risk becoming another statistic.
NordVPN does far more than hide your IP address. It adds a powerful, multi-layered shield against online threats.
With its Threat Protection Pro™, you’re defended in real time against:
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- Malicious websites
- Dangerous downloads and harmful files
- Tracking networks that collect your data
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