If you want more cash in your pocket and more savings in the bank, you can’t just let your finances drift along on autopilot. You need to grab your cash firmly with both hands and take control.
If you take control, you won’t be letting credit card companies take advantage of you. You’ll pay less money to your car insurance company. You won’t be as vulnerable to high home repair and car repair bills. And most importantly, your money can make more money for you.
You’ll build wealth faster. Before you know it, the difference could easily mean thousands of dollars to you.
What have you got to lose? We’ve collected some smart ideas for how to take the wheel and take firmer control of your money. Not all these tips may work for you, but some of them definitely will, so be sure to read them all.
1. Double your retirement savings
To properly manage your money, work with a professional — it’s totally worth it. If you’re not doing this, you could be missing out on some serious financial gains.
A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial adviser. That’s twice as much!
If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisers in your area, all legally bound to work in your best interests.
Even if you don’t want help picking investments, an adviser can help lower your tax burden, create a comprehensive financial plan for you, maximize your Social Security, and serve as a second pair of eyes to make sure you’re on the right track.
Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
2. Stop wasting $600 on your car insurance
How would you feel if you found out you’re throwing away $600 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
Take a minute and use This new insurance shopping tool from FinanceBuzz. It can tell if you’re overpaying for your car insurance with just a few clicks.
Savings will vary by driving history and how many discounts you’re eligible for, but don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.
To find out if you’re losing up to $600 or more a year, just click this link, answer a few questions, enter your zip, email, and phone, and within 2 minutes you’ll see if you qualify for a lower rate.
3. Diversify your savings with gold
One of the best ways to protect your savings is having money in different types of investments: ideally, ones that can go up when others are going down.
One investment that thrives in this scenario: gold.
Why Choose Bishop Gold Group?
Founded in 2017, Bishop Gold Group has rapidly become a trusted name in the precious metals industry. Backed by endorsements from Sean Spicer, Sebastian Gorka, and Ted Nugent, they’ve earned an A+ BBB Rating, a 4.6-star review on Trustpilot, and recognition as an NGC Authorized Dealer.
BONUS: Mention Ted Nugent for up to $10,000 in free silver with qualified purchase.
Gold’s scarcity and independence from government control make it an unparalleled store of value. Whether you’re a first-time buyer or a seasoned investor, their expert team is here to help you diversify your portfolio with confidence.
Get Started Today!
- Download your FREE Gold & Silver IRA Investment Guide.
- Discover how gold can shield your wealth from economic volatility.
- Take the first step toward financial security.
Don’t wait for the next market crash—secure your future now!
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4. Stop ignoring easy money – up to $1,000 per month
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $87,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
5. Don’t pay to fix your car
The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.
If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with a CarShield auto warranty.
CarShield provides extended warranty plans of up to 24 months, and allows you to choose from at least six different plans, so you’ll only pay for the coverage you need. They cover cars up to 20 years old and offer flexible month-to-month plans so you’re not locked in for years.
CarShield has a network of thousands of ASE-certified repair shops, and they pay the repair bill. All you cover is the deductible. All their warranties include 24/7 roadside assistance and rental car benefits while your vehicle is being repaired.
ConsumerAffairs calls CarShield “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Take a minute right now and get a quote.
6. Stop letting home repairs drain your bank account
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your castle can quickly crumble and cost you hundreds, or even thousands.
Unless, that is, a home warranty company has your back. Example? First American will protect you from giant bills by covering everything from home appliances to electrical, plumbing, heating and cooling systems — even pools and spa equipment.
They also allow you to customize your plan, so you only pay for what you need.
When something goes wrong, just call First American, day or night. The company has a network of prescreened technicians and typically dispatches an independent contractor within 48 hours.
Hey, if you’re handy and like to repair stuff yourself, that’s obviously the cheapest route. But if that’s not you, a penny spent now could save you big bucks later.
Get your free quote in 30 seconds.
7. Use this secret source for discounts
Are you over 18? Then you’re eligible to save hundreds of dollars every year simply by joining AARP.
“What?” You say, “I thought AARP was for retired people.”
As it turns out, you don’t have to be 50 or older to join AARP. And members get discounts on hundreds of things, like:
- Up to $200 per person off flights
- Up to 30% off rental cars
- Up to 15% off restaurants
- Up to 20% off hotels
You’ll also save on eyeglasses, prescriptions, meal deliveries and lots more. And that’s not all. AARP offers a Fraud Watch Network, job listings, retirement planning tools, games, and tons of information, programs and resources.
Anyone trying to save money can’t afford not to join AARP, especially since the cost is as low as $15 per year with auto-renewal. You’ll likely recoup the cost in the first week. Click here and check it out.
8. Make your home work harder for you
Why settle for less when you can create the home of your dreams right where you are? Or use the cash for anything else you need?
With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the answer to unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget on an overpriced new home, tap into the equity you’ve built to finance those renovations you’ve longed for. Upgrade your outdated kitchen, build your dream master suite, or finally add that home office. But the flexibility doesn’t stop there – use your HELOC funds for other goals like consolidating debt, paying for education, taking a dream vacation and more!
The best part? HELOCs typically offer lower interest rates than credit cards or personal loans since they’re secured by your home’s equity. That means big savings while you build lasting value.
Don’t wait any longer to unlock your home’s potential. Visit Money.com's home equity loan table today to easily compare HELOC rates from multiple lenders and find the most affordable option. With just a few clicks, you could be on your way to an envy-worthy dream home or funding anything else on your list!
Click Money.com home equity loan table here.
9. Get a test that could save your life
Did you know that 80% of heart disease and stroke deaths are preventable? Don’t become a statistic – get screened today.
Life Line Screening is America’s trusted leader in preventative health screenings, helping over 10 million people take charge of their health.
Quick, painless screenings at 14,000+ convenient locations nationwide can detect early warning signs of:
- Heart disease
- Stroke
- Other chronic conditions
🎯 Act Now:
- Visit Life Line Screening.com
- Schedule your screening
- Get 50% off your first appointment
It’s not just about preventing death, either — it’s about saving money, too. Strokes and cardiovascular disease are two of the leading causes of serious long-term disability, which would cost you a lot of money. Knowledge is power, and early detection enables you to take action before it’s too late. That’s why Life Line Screening has been trusted by more than 10 million customers since 1993.
Your health can't wait - protect your tomorrow!
10. Leave your family $3M richer
Want to know the secret to sleeping better at night? (Hint: It’s not another meditation app).
If you’re between the ages of 20 and 59, and not living in New York, it’s time to consider a term life insurance policy that doesn’t make your wallet cry.
With Ethos, you can get up to $3 million in coverage for less than your monthly streaming subscriptions.*
Why Ethos? Because nobody likes paperwork or doctor’s appointments.
• Skip the medical exam (in most cases) and apply from your couch**
• Get approved faster than your pizza delivery (90% get instant approval)
• Choose coverage that fits your budget like your favorite jeans
• Free will and estate planning tools valued at $898 included*
Get your personalized quote faster than you can say “financial responsibility.” Phone-friendly, website-friendly, and commitment-phobe-friendly with a 30-day money-back guarantee.
Because protecting your family shouldn’t be harder than assembling IKEA furniture.
Get Term Life Now → Easy Online Application Available.
Perks: *Estate Planning Tools are available with the purchase of an eligible policy; not available in SD or WA. Pricing: *Term length, health, age, coverage amount, No medical exams. **Answer a few health questions
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