The 3 Best Cash-Back Cards for the Shopping Season

The 3 Best Cash-Back Cards for the Shopping Season
Photo by LightField Studios / Shutterstock.com

Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

Halloween has passed, and you know what that means — leftover candy! For most of us, it also means we’re pretty certain to start spending more than we do for the rest of the year. That’s why it’s a good time to look in your wallet to make sure you have a good cash-back credit card that can help you save on every purchase — from Thanksgiving groceries to seasonal decorations and gifts.

Chase Freedom Unlimited

Chase

Why it’s great:

  • With this card, you get a $150 bonus after spending $500 within the first three months.
  • Earn 1.5% cash back on all purchases.
  • Cash-back rewards do not expire for the life of the account.
  • Redeem cash-back rewards at any time, no minimum value required.
  • No annual fee

More: This card combines its cash-back program with other attractive features. The 0% APR introductory period on balance transfers gives you a 15-month runway to pay off that old load of expensive debt. (Note: There is an initial balance-transfer fee of 3% or $5, whichever is greater, on amounts transferred in the first 60 days.)

Click here for more details and to compare this card with other offers.

Capital One Quicksilver Cash Rewards

Capital One

Why it’s great:

  • This card rewards you with 1.5% cash back on all purchases — everything from eating out and paying utility bills to buying Christmas gifts.
  • Get a $150 cash bonus after spending $500 within the first three months of opening the account.
  • No annual fee

More: This card has a generous 0% introductory APR for 15 months on both purchases and balance transfers. (Note: This card charges an initial 3% fee on amounts transferred in the first 15 months.)

Click here for more details on this card and compare it with other offers.

Chase Freedom

Chase

Why we like it:

  • Get a $150 bonus after you spend just $500 on this card within the first three months of the account opening.
  • Each quarter, this card offers 5% cash back in select categories on up to $1,500 in purchases.
  • 1% cash back on all other purchases, unlimited
  • No annual fee

More: This card’s 15-month 0% introductory APR presents a great opportunity to transfer balances from high-interest cards. (Note: Balance transfers are subject to a 3% transaction fee, with a $5 minimum, for the first 60 days. The fee is 5% after that, with a $5 minimum.)

And using this card racks up valuable travel rewards that can be transferred to more than a dozen major rewards programs — for better deals on travel year-round.

Click here for more details and to compare this offer with others.
Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool. Click here to explore.

Read Next

7 Reasons You Should Not Move for Retirement
7 Reasons You Should Not Move for Retirement

Sunny skies and warm breezes sound great. But in reality, you might be better off retiring closer to home. Here’s why.

15 Gadgets Under $60 That Can Boost Your Health
15 Gadgets Under $60 That Can Boost Your Health

These Amazon finds can zap your back pain, purify the air and even protect your heart.

10 Things That Can Ding Your Social Security Benefit
10 Things That Can Ding Your Social Security Benefit

Here are 10 things that could mean less money in your pocket during retirement.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Comments

User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.