The Best Cards To Get Cash Back While Shopping

The Best Cards To Get Cash Back While Shopping
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For many of us, there’s still plenty of last-minute shopping to do, never mind the cost of New Year’s celebration and seasonal travel. Whether you’re scrambling for good gifts or ringing in the new year, make sure your credit cards are working for you to get the best possible deals. Check out these cards, offering healthy welcome bonuses and up to 5% cash back on purchases — and see which one best meets your spending style and seasonal needs.

Chase Freedom Unlimited

Chase

Why we like it: This card earns 3% cash back on your first $20,000 in purchases within the first year — a great deal for you if you will likely spend at least $10,000 on it within 12 months.

Here are more details on this offer:

  • Pay 0% APR for 15 months on all purchases and balance transfers.*
  • Earn 3% cash back on your first 20,000 in purchases within the first year, then 1.5% cash back on all purchases after that.
  • Pay no annual fee.

*Note: Balance transfers are subject to a transaction fee of 3% or a minimum of $5. This may still be a good deal if you transfer from a card with a high rate, but be sure to do the math first

See more details for this offer and compare with others here.

Wells Fargo Cash Wise Visa

Why we like it: This strong, everyday cash-back card has a hefty $200 cash reward welcome bonus and offers cellphone protection. Here are the highlights of this offer:

  • Get a $200 cash reward after spending $1,000 on this card within the first three months of opening the account.
  • Get 1.5% cash back on all purchases, no limits.
  • Earn 1.8% cash back on qualified mobile wallet purchases (such as through Apple Pay and Google Pay).
  • Get $600 worth of damage and theft protection for your cellphone if you use the card to pay your monthly cellphone bill.
  • Pay no annual fee.
See more details for this offer and compare with other credit card offers here.

HSBC Cash Rewards Mastercard

Why we like it: This is a strong, everyday cash-back card that also offers 0% APR* for an introductory period of 15 months, and other perks. More details on this offer:

  • Get a $150 cash-back reward after spending $2,500 with this card within three months of opening the account.
  • Earn 3% cash back on all purchases up to $10,000 within 12 months.
  • Pay 0% introductory APR on balance transfers for 12 months.*
  • Pay no annual fee.

*Note: There’s a transaction fee of 4%, or a minimum of $10, for balance transfers.

See more details for this offer and compare with other card offers here.

Chase Freedom

Why we like it: This Visa card’s 0% introductory APR presents a great opportunity to transfer balances from high interest rate cards. This card offers $150 cash back welcome bonus after just $500 in purchases within the first three months. You’ll also get whopping 5% back for up to $1,500 worth of purchases each quarter in select categories and 1% cash back on everything else. More highlights of this offer:

  • 0% introductory APR on purchases and balance transfers* for the first 15 months.
  • 1%cash back on all purchases, unlimited.
  • 5% cash back on up to $1,500 in select categories each quarter.
  • No annual fee.

*Note: Balance transfers are subject to a 3% transaction fee or $5, whichever is greater.

See more details for this offer and compare with others here.
Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool. Click here to explore.

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