The 3 Best Cash-Back Cards for the Shopping Season

LightField Studios / Shutterstock.com

Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

Halloween has passed, and you know what that means — leftover candy! For most of us, it also means we’re pretty certain to start spending more than we do for the rest of the year. That’s why it’s a good time to look in your wallet to make sure you have a good cash-back credit card that can help you save on every purchase — from Thanksgiving groceries to seasonal decorations and gifts.

Chase Freedom Unlimited

Chase Freedom Unlimited credit card
Chase

Why it’s great:

  • With this card, you get a $150 bonus after spending $500 within the first three months.
  • Earn 1.5% cash back on all purchases.
  • Cash-back rewards do not expire for the life of the account.
  • Redeem cash-back rewards at any time, no minimum value required.
  • No annual fee

More: This card combines its cash-back program with other attractive features. The 0% APR introductory period on balance transfers gives you a 15-month runway to pay off that old load of expensive debt.

Note: There is an initial balance-transfer fee of 3% or $5, whichever is greater, on amounts transferred in the first 60 days. After introductory period, APR is 16.49% – 25.24% (variable).

Click here for more details and to compare this card with other offers.

Capital One Quicksilver Cash Rewards

Capital One

Why it’s great:

  • The Capital One Quicksilver Cash Rewards card you with 1.5% cash back on all purchases — everything from eating out and paying utility bills to buying Christmas gifts.
  • Get a $150 cash bonus after spending $500 within the first three months of opening the account.
  • No annual fee

More: This card has a generous 0% introductory APR for 15 months on both purchases and balance transfers.

Note: This card charges an initial 3% fee on amounts transferred in the first 15 months. After introductory period, APR is 15.49% – 25.49% (variable).

Click here for more details on this card and compare it with other offers.

Chase Freedom

Chase

Why we like it:

  • Get a $150 bonus after you spend just $500 on this card within the first three months of the account opening.
  • Each quarter, this card offers 5% cash back in select categories on up to $1,500 in purchases.
  • 1% cash back on all other purchases, unlimited
  • No annual fee

More: This card’s 15-month 0% introductory APR presents a great opportunity to transfer balances from high-interest cards.

Note: Balance transfers are subject to a 3% transaction fee, with a $5 minimum, for the first 60 days. The fee is 5% after that, with a $5 minimum. After introductory period, APR is 16.49%-25.24% (variable).

And using this card racks up valuable travel rewards that can be transferred to more than a dozen major rewards programs — for better deals on travel year-round.

Click here for more details and to compare this offer with others.
Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool. Click here to explore.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.