Get Cash Back on All Your Essentials With These 3 Top Cards

Get Cash Back on All Your Essentials With These 3 Top Cards
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US Bank Cash+™ Visa Signature® Card

USBank/Visa / Money Talks News

Why it’s awesome: This card offers up to 5% cash back on things that we always spend money on — that is gas and groceries. It also has an introductory balance transfer offer with a one-year runway.

Highlights:

  • Get a $150 credit after spending just $500 on this card in the first three months of opening an account.
  • Earn 5% cash back on up to $2,000 in purchases in two categories you choose each quarter. Translated: That’s worth $400 in your first year.
  • Plus, get 1% to 2% cash back on all other purchases, with no limit.
  • Pay 0% APR on balance transfers for 12 billing cycles.
  • No annual fee.

Note: Balance transfers are subject to a fee of 3%, with a minimum of $5.

Learn More or Apply Now

Blue Cash Everyday® Card from American Express

American Express

Why we like it: This card offer is similar to the one above, but it’s a little simpler — no need to worry about quarterly categories. It also has a generous balance transfer option with a 15-month introductory period.

More details:

  • Get a $150 statement credit after spending $1,000 within three months of opening the account.
  • Get 3% cash back on up to $6,000 per year in U.S. supermarket purchases. (Get 1% cash back after that.)
  • Earn 2% cash back at gas stations and select department stores in the U.S., plus 1% back on other purchases.
  • Pay 0% APR on purchases and balance transfers for introductory period of 15 months after opening account, then a variable rate. (Currently 12.99%-23.99%)
  • No annual fee.

Note: Balance transfers are subject to a fee of 3%, with a $5 minimum.

Learn More or Apply Now

Blue Cash Preferred® Card from American Express

American Express

Why we like it: This card not only offers generous cash back on purchases of groceries and gas, but also gives you a $250 statement credit if it’s used for at least $1,000 in purchases within the first three months. That covers the card’s annual fee, with money to spare for a night on the town, a pair of new shoes or a utility bill.

More to love:

  • Get 6% cash back on up to $6,000 in purchases per year at U.S. supermarkets (for a value of $360). After that, get 1% cash back.
  • Get 6% cash back on more than two-dozen streaming media subscriptions, everything from Pandora and YouTube TV to Showtime and Disney+ (See the full list here.)
  • Get 3% cash back on gas and other transportation costs, including taxis, ride-share, buses, trains, parking and more.
  • Get 1% cash back on all other purchases.
  • Pay 0% APR on purchases or balance transfers for 12 months. That’s a nice long runway to recover from your holiday expenses.

Note: This card has an annual fee of $95.

Learn More or Apply Now

Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool.

View All Credit Cards

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