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With the economy on shifting ground, you may be looking for new ways to save on everything in your budget. So are we. We’re not booking flights and swanky dinners on the town, we’re trimming bills!
That’s why we’ve been scouring credit cards offers for the ones that make the most sense now, and landed on this one. It’s similar to a cash-back card in that you get credits for all the purchases you make on it. It’s just a little different is that you must spend those points through a rewards shopping portal. But since the shopping portal includes major partners such as Amazon, Best Buy and Paypal, you can redeem your credits for a massive array of products and services.
Citi Rewards+℠ Card
Using the Citi Rewards+℠ card generates ThankYou Rewards points (redeemable through Citi’s ThankYou portal) in several ways:
- Get 15,000 bonus points, worth $150, when you spend $1,000 on this card within the first three months of opening the account.
- Earn 2x points for every dollar spent at supermarkets and gas stations up to a total value of $6,000 in your first year. After that, you’ll still earn a point per dollar spent on these purchases.
- Earn 1 point for on every dollar spent on all other purchases.
- Citi Rewards+ also rounds up to the nearest 10 points on every purchase.
This card also has an attractive balance transfer offer. If you have a high-interest card with a balance you can’t pay off immediately, you can transfer the balance to Citi Rewards+℠ and you’ll enjoy a 0% APR for the initial 15 months. The transfer fee is 3% of the balance or $5, whichever is greater. But that buys you more than a year to pay it off without paying exorbitant interest.
Note: Remember that after the introductory period, the APR on your Citi Rewards+℠ card will jump to 13.49% to 23.49%, depending on your creditworthiness.
The beauty of this card is that you can rack up points on your most common purchases — groceries and gas — and then use those points to help trim the costs of your other needs and wants, from clothing and kitchen gadgets to electronics, through Citi’s partnership with online sellers including the giant, Amazon.
Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool.
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