5 Financial Dates and Deadlines for September 2022

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Life moves quickly. It’s easy to get distracted. But that can be costly.

Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money.

Enter our “Money Calendar” series.

In this edition, we’ve rounded up the noteworthy money dates in September 2022. Take a look and mark your calendar with any dates that apply to you.

Through Sept. 5 — New Jersey’s sales tax holiday

New Jersey is currently having a sales tax holiday for certain retail sales of computers, school supplies, and sport or recreational equipment. That means residents who purchase such items during this time window will not be charged sales tax.

To learn more about what types of items qualify for this tax break, visit the New Jersey Division of Taxation’s “Sales Tax Holiday for Certain Retail Sales” webpage.

Sept. 3-9 — Florida’s ‘Tool Time’ sales tax holiday

During this sales tax holiday, Florida residents will not be charged sales tax on eligible tools commonly used by skilled trade workers.

To learn more about what types of items qualify, see the Florida Department of Revenue’s tip sheet about the tax break.

Sept. 6 — Labor Day

While the holiday itself is observed on a Monday, Labor Day sales are likely to kick off by Friday, Sept. 2, if not sooner.

To learn which deals will be worth acting on this year, check out “The 12 Best Things to Buy in September — and 3 to Avoid.”

Sept. 15 — Deadline for estimated tax payments

Sept. 15 is the deadline for the third quarterly installment of estimated federal income taxes for the 2022 tax year — the one for which your tax return is due in spring 2023.

This deadline applies to the self-employed and other workers who earn income that isn’t subject to withholding, who use IRS Form 1040-ES to pay this tax.

Sept. 15-16 — FOMC meeting

The Federal Reserve’s Federal Open Market Committee (FOMC) generally meets eight times a year, and we usually exclude those meetings from our Money Calendar series. But they are a hot topic this year, given continued inflation.

The FOMC is expected to vote on Sept. 16 to raise its benchmark federal funds rate, which can affect everything from your savings account yield to your credit card interest. It would be the fifth hike this year — but is not expected to be the last.

To learn more about what this means for you, check out: