Money Please. 5 Companies That Dish Out Cash When Asked

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Saving money is tough. No matter how hard you try, that emergency fund seems woefully low for life’s unexpected curveballs.

What if the water heater bursts? Your child gets sick? The car needs repairs?

Don’t panic.

Reach out to one of these companies for assistance. They may be able to provide some relief when you’re scraping the bottom of the barrel.

They won’t all work for everyone, but read the entire list. There’s bound to be something here that’s going to work for you.

1. Snag an extra $200k

What’s the difference between 0.5% and 5% interest?

If you’re like a lot of savers, you’ll say, “Who cares? Neither one amounts to much.” But that’s a mistake, and the longer you make it, the more it will cost you.

Example: Put aside $500 a month for 30 years at 0.5% interest, and you’ll end up with $195,000. Nice!

But if you can raise that rate to 5%, you’ll end up with more like $400,000. Nicer!

Doesn’t it make sense to earn an extra $205,000 with no additional effort and with no additional risk? That’s why it pays to shop around and find the highest-paying FDIC-insured savings account.

Especially when it’s so simple. Here’s a free comparison site that can help you find top rates on insured savings in seconds. So, take a few seconds and check it out right now!

2. Slash your interest bill by $500 (or more)

One way to slash the high interest you’re paying is to get a lower-interest personal loan and use the proceeds to pay off all your debt in one fell swoop.

And finding one couldn’t be easier.

Whether you’re consolidating high-interest debt, financing your next home renovation project, or covering unexpected expenses, NerdWallet's loan marketplace makes finding the right loan quick and easy.

It only takes a few minutes to apply — without affecting your credit score — and if approved, you’ll have money in your account in no time.

NerdWallet has rated and reviewed loans from more than 35 financial institutions, with loan amounts ranging from $2,000 to $50,000 and APRs as low as 5.99%.

Their marketplace also offers a range of helpful resources and tools, so you’ll feel confident and informed throughout the process. It’s never been this easy to find and compare personal loans.

3. Let this company pay for your next tank of gas

Imagine having your next coffee, case of beer, or gas fill-up paid for. Well, it’s possible when you use KashKick.com. It’s a browser-based rewards website that will pay you for completing specific tasks like trying a new app or game, taking surveys, or watching videos.

KashKick doesn’t have any gotchas or hidden fees. What you see is what you get. Surveys range from 15 cents to $2 each, so your earnings add up quickly. You must have a minimum of $10 before cashing out to your PayPal account. The payout time is usually three business days or less.

To sweeten the pot, you’ll receive 25% of your friends’ earnings when they join using your referral link. It’s only available to American citizens or permanent residents. So, try it in your downtime and let the drinks pay for themselves.

4. Fire your car insurer and pocket $600

If you’re like most Americans, you’re probably paying too much for car insurance. But shopping around for a better deal can be a hassle.

Or is it?

Take a few seconds and check out Provide Insurance, the largest online marketplace for insurance in the U.S. Provide Insurance lets you compare quotes from more than 175 different carriers in the blink of an eye.

Just answer a few questions about yourself and your driving history. Then Provide will show you the best options for your needs and budget.

You could save up to $610 a year on car insurance by using the Provide marketplace. That’s money you could use for other things, like investing, saving, paying off debt or just having fun.

Don’t let your current insurer overcharge you. Try Provide.

5. 62+? Get paid sooner and earn more

Are you 62+? Welcome to Charlie, banking built for you.

Charlie is a financial technology company, not a bank. Banking services provided by Sutton Bank, Member FDIC.

You’ve been everything to everyone: the planner, the mentor, the teacher, the one to lean on. It’s time someone built a solution with just you in mind. It’s time for Charlie.

At Charlie, customers can access their Social Security payments early each month with no interest or fees.

All Charlie Accounts also come with a Charlie Visa* ® Debit card, which can be used at over 55,000 ATMs nationwide– fee free**! Your Charlie debit card is good wherever Visa ® * is accepted. You also earn 3% on deposits in your Charlie Account.

We know security and peace of mind is important, and that’s why Charlie is here to support you every step of the way. Charlie Accounts are insured up to $250,000 through their partner bank, Sutton Bank, Member FDIC. And if you ever need assistance, Charlie’s U.S.-based customer service team is available to answer any questions.

Having spent a lifetime of providing financial security and emotional support to others, now it’s your turn. Join Charlie today!

*The Charlie Visa® Debit Card is issued by Sutton Bank, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners.

***One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.

6. Grab $200/month by playing games

Blackout Bingo for iPhone puts a competitive spin on the classic game and pays real cash prizes. Mark off those bingo cards crazy fast to conquer the bingo world on your globetrotting adventure. Put your concentration and strategy to the test in big tournaments and head-to-head matchups. Note: This offer is not available if you reside in Arkansas, Connecticut, Delaware, Louisiana or South Dakota.

Bonus: Join 1+ million Americans banking $1,000 extra every year

What if we told you there’s a way to earn an extra $1,000 every year without having to work for it?

There is: It’s called the Money Talks Newsletter, and it’s free. Our more than one million subscribers report saving an average of $991.20 annually thanks to our news and advice, including lots of articles and information to spend less, save more and invest like a pro.

The Money Talks Newsletter takes less than five minutes of your day and is designed specifically to make you smarter and wealthier, and without boring you to tears in the process.

Sign up for the FREE Money Talks Newsletter. It takes 10 seconds to subscribe, and if you don’t like it, 10 seconds to unsubscribe. And we never, ever sell your info. Because that’s just not nice.

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