The Best Layaway Plans for the 2012 Holidays

Several companies have improved their layaway plans for the 2012 holiday shopping season, which means it’s easier to tell the good plans from the costly ones.

Ask Stacy: Is Peer-to-Peer Lending a Pyramid Scheme?

Peer-to-peer lending is all the rage, and for good reason: It offers borrowers access to low-cost money and investors high-interest returns. But what if it’s all a Ponzi scheme?

Review: Disney’s Premier Visa Card

Disney offers a credit card that earns rewards and offers discounts. But should you carry a mouse in your wallet?

Do You Have a Fragmented Credit Report?

You can have three credit reports from one credit agency. It sounds crazy, but it happens. And it’s not a good thing.

Consumer Alert: Trader Joe’s Peanut Butter

The FDA warns Trader Joe’s Valencia Creamy Salted Peanut Butter may cause a salmonella infection.

The Android Answer to Siri

Android smartphone users now have a free, powerful voice assistant app working hard to rival Apple’s.

The State of Checking Accounts

A new survey takes a look at trends in banking fees and what it takes to keep a free account.

The 20 Worst Possible Banking PINs

Avoid easily guessed passwords. Out of nearly 3.4 million four-digit PINs studied, 1234, 7777, and 6969 were among the most popular.

Get Girl Scout Coins

Coin collectors take note: a special edition Girl Scouts silver dollar is coming out next year. 350,000 will be made.

The 7 Smartest Ways to Borrow

Need some extra cash? Here are the lowest-cost ways to find it.

Which Internet Streaming Device is Best for Your TV?

You don’t have to pay for cable to get good TV. These streaming devices deliver instant movies and TV shows to your big screen, but which one is best?

16 Tips to Make Haggling Work for You

If you haggle only at car dealers, yard sales, and flea markets, you’re leaving money on the table.

JetBlue Offers Free Wi-Fi

Finally an airline has recognized that offering something free – that travelers want, no less – might be a great idea.

Could Mortgage Rates Hit 2 percent?

With mortgage interest rates matching or beating their record lows, there’s never been a better time to finance a house. But will rates fall further?

Non-Working Spouses Finally Get Some Credit

If you’re a non-working spouse, thanks to the CARD act, getting your own credit card could prove challenging. That might be about to change.

Post Office Says Offices Aren’t Drive-Throughs

At least eight cars have crashed into post offices this year in just central Florida alone. The USPS offers useful advice to keep your wheels out of their lobbies.

The 7 Dumbest Ways to Borrow Money

In a bind? Borrow from these lenders and you’ll probably end up worse off.

The Best (and Worst) Home-Buying Sites

Looking to buy a house? These sites will either lead you to the home of your dreams, or waste your time.

Coming Soon: More Junk Mail

The struggling U.S. Postal Service has found an annoying solution to its money troubles.

Study: Fake Social Media Reviews Could Cost You

Better read this before you consult your phone about your next meal out.

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